| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76102 | HEALTH CARE SERVICE CORPORATION | $32K | $2K | $33K | 6.23% |
| STEPHANIE P CAVAZOS3 | 2207 N 23RD ST MCALLEN, TX 78501 | AFLAC | $7K | $285 | $7K | 10.28% |
| ASHLEY K VARGAS3 | 3416 WATER LILLY AVE MCALLEN, TX 78504 | AFLAC | $4K | $171 | $4K | 5.52% |
| GRISELDA PEREZ3 | 2209 BETTY DR MISSION, TX 78572 | AFLAC | $1K | $86 | $2K | 2.22% |
| ELIZABETH P ISLAS3 | 1605 S LINDEN AVE PHARR, TX 78577 | AFLAC | $967 | $0 | $967 | 1.39% |
| CAROL ANN KEITH3 | 2211 N 23RD ST MCALLEN, TX 78501 | AFLAC | $503 | $0 | $503 | 0.72% |
| IRENE LUNA3 | 317 S K CENTER ST MCALLEN, TX 78501 | AFLAC | $264 | $0 | $264 | 0.38% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76102 | DEARBORN LIFE INSURANCE COMPANY | $4K | $371 | $4K | 15.60% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | DEARBORN LIFE INSURANCE COMPANY | $0 | $819 | $819 | 3.04% |
| STEPHANIE P CAVAZOS3 | 2207 N 23RD ST MCALLEN, TX 78501 | AFLAC | $1K | $50 | $1K | 12.40% |
| ASHLEY K VARGAS3 | 3416 WATER LILLY AVE MCALLEN, TX 78504 | AFLAC | $682 | $0 | $682 | 7.70% |
| GRISELDA PEREZ3 | 2209 BETTY DR MISSION, TX 78572 | AFLAC | $222 | $6 | $228 | 2.57% |
| ELIZABETH P ISLAS3 | 1605 S LINDEN AVE PHARR, TX 78577 | AFLAC | $197 | $0 | $197 | 2.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 100 | $537K |
| Dental | HEALTH CARE SERVICE CORPORATION | 100 | $537K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 128 | $27K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 128 | $27K |
| Other(3 contracts, 2 carriers) | AFLAC | 128 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.