| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ARMFIELD HARRISON & THOMAS3 | 600 UNIVERSITY STREET SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WA OPTIONS, INC. | $57K | — | $57K | 4.83% |
| ARMFIELD HARRISON & THOMAS3 | 600 UNIVERSITY STREET SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WA | $20K | — | $20K | 4.93% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | 600 UNIVERSITY ST SUITE 1200 SEATTLE, WA 98101 | DELTA DENTAL OF WASHINGTON | $9K | — | $9K | 5.00% |
| ARMFIELD HARRISON & THOMAS3 | 20 S KING ST LEESBURG, VA 20175 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 4.89% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | 20 S KING ST LEESBURG, VA 20175 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 9.93% |
| IMG5 | 2960 N MERIDIAN ST INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $44 | $44 | 0.05% |
| ARMFIELD HARRISON & THOMAS3 | 20 S KING STREET LEESBURG, VA 20175 | LIFE SECURE | $15K | — | $15K | 40.15% |
| SPECIALTY PLANNERS, INC.3 | 6201 PRESIDENTIAL COURT FORT MYERS, FL 33919 | LIFE SECURE | $5K | — | $5K | 14.19% |
| ARMFIELD HARRISON & THOMAS3 | P.O. BOX 71146 CHARLOTTE, NC 28272 | VISION SERVICE PLAN | $2K | — | $2K | 9.84% |
| TOTAL BENEFIT SOLUTIONS3 | 3911 CASTLEVALE RD STE 105 YAKIMA, WA 98902 | VISION SERVICE PLAN | $2K | — | $2K | 9.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF WA OPTIONS, INC. | 140 | $1.7M |
| Dental | DELTA DENTAL OF WASHINGTON | 235 | $178K |
| Vision | VISION SERVICE PLAN | 209 | $19K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125 | $86K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125 | $86K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125 | $86K |
| Prescription drug(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF WA OPTIONS, INC. | 140 | $1.7M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.