| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| YOURPEOPLE, INC.3 | 303 2ND STREET SUITE 450 SAN FRANCISCO, CA 94107 | AETNA LIFE INSURANCE COMPANY | $26K | $0 | $26K | 2.90% |
| YOURPEOPLE, INC.3 | PO BOX 845661 LOS ANGELES, CA 90084 | AETNA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 0.76% |
| TOLMAN AND WIKER INS. SVCS., LLC3 Filed as: TOLMAN & WIKER INS. SVCS. | 196 SOUTH FIR STREET VENTURA, CA 93002 | AETNA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 0.45% |
| ZENEFITS3 | 40 E. RIO SALADO PKWY SUITE 900 TEMPE, AZ 85281 | AETNA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 0.42% |
| YOURPEOPLE, INC.3 | 303 2ND STREET SUITE 450 SAN FRANCISCO, CA 94107 | AETNA HEALTH OF CALIFORNIA, INC. | $7K | $0 | $7K | 2.88% |
| YOURPEOPLE, INC.3 | PO BOX 845661 LOS ANGELES, CA 90084 | AETNA HEALTH OF CALIFORNIA, INC. | $2K | $0 | $2K | 0.81% |
| ZENEFITS3 | 40 E. RIO SALADO PKWY SUITE 900 TEMPE, AZ 85281 | AETNA HEALTH OF CALIFORNIA, INC. | $1K | $0 | $1K | 0.45% |
| TOLMAN AND WIKER INS. SVCS., LLC3 Filed as: TOLMAN & WIKER INS. SVCS. | 196 SOUTH FIR STREET VENTURA, CA 93002 | AETNA HEALTH OF CALIFORNIA, INC. | $1K | $0 | $1K | 0.44% |
| YOURPEOPLE, INC.3 | 303 2ND STREET SUITE 401 SAN FRANCISCO, CA 84107 | AMERITAS LIFE INSURANCE CORPORATION | $2K | $829 | $2K | 2.20% |
| TOLMAN AND WIKER INS. SVCS., LLC3 Filed as: TOLMAN & WIKER INS. SVCS. | PO BOX 1388 VENTURA, CA 93002 | AMERITAS LIFE INSURANCE CORPORATION | $399 | $0 | $399 | 0.36% |
| INSUREYOURPEOPLE, LLC3 | 40 E. RIO SALADO PKWY SUITE 900 TEMPE, AZ 85281 | AMERITAS LIFE INSURANCE CORPORATION | $203 | $0 | $203 | 0.18% |
| YOURPEOPLE, INC.3 | PO BOX 845661 LOS ANGELES, CA 90084 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.18% |
| TOLMAN AND WIKER INS. SVCS., LLC3 Filed as: TOLMAN & WIKER INS. SVCS. | PO BOX 1388 VENTURA, CA 93002 | VISION SERVICE PLAN | $73 | $0 | $73 | 0.21% |
| YOUR PEOPLE INC3 Filed as: YOUR PEOPLE, INC. DBA ZENEFITS | 303 2ND STREET 401 NORTH TOWER SAN FRANCISCO, CA 94107 | DENTAL HEALTH SERVICES | $1K | $0 | $1K | 7.57% |
| TWIW INSURANCE SERVICES, LLC3 Filed as: TWIW INSURANCE SERVICES | PO BOX 1388 VENTURA, CA 93002 | DENTAL HEALTH SERVICES | $445 | $0 | $445 | 2.47% |
| YOURPEOPLE, INC.3 | 303 2ND STREET SUITE 401 SAN FRANCISCO, CA 94107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $399 | $2K | 10.58% |
| TOLMAN AND WIKER INS. SVCS., LLC3 Filed as: TOLMAN & WIKER INS. SVCS. | 196 SOUTH FIR STREET VENTURA, CA 93001 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $309 | $0 | $309 | 2.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 193 | $1.2M |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORPORATION | 178 | $130K |
| Vision | VISION SERVICE PLAN | 148 | $34K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 165 | $15K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 193 | $1.2M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 165 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.