| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANE M LEON3 | 7400 SW 50 TERRACE STE 300 MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | — |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DR 10TH FLOOR MIAMI, FL 33131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | — |
| MARIA C ORTIZ3 | 7400 SW 50 TR 300 MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | — |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | — |
| LISSETTE FERNANDEZ3 | 75 VALENCIA AVE SUITE 500 MIAMI, FL 33134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | — |
| SHIRLEY SASTRE SOUTO3 Filed as: SHIRLEY SASTRE-SOUTO | 1401 TUNIS ST CORAL GABLES, FL 33134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 341 | $0 |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 341 | $0 |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 341 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.