| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $8K | $872 | $9K | — |
| LISSETTE FERNANDEZ3 Filed as: LISSETTE MARIA FERNANDEZ | 75 VALENCIA AVE STE 500 CORAL GABLES, FL 33134 | AFLAC | $7K | $1K | $8K | — |
| ANA MARIA LEON3 | 5000 SW 65TH AVE MIAMI, FL 33155 | AFLAC | $7K | $479 | $7K | — |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $3K | — | $3K | — |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $2K | $554 | $2K | — |
| MARIA CARDENAL3 | 10301 SW 98TH AVE MIAMI, FL 33176 | AFLAC | $1K | $195 | $1K | — |
| JUAN JOSE RAMIREZ3 | 15840 SW 105TH AVE MIAMI, FL 33157 | AFLAC | $778 | $90 | $868 | — |
| THAIS TORRES3 | 4532 SW 89TH CT MIAMI, FL 33165 | AFLAC | $829 | — | $829 | — |
| JENNIFER M GREEN3 | 4001 HARDIE AVE MIAMI, FL 33133 | AFLAC | $638 | $97 | $735 | — |
| LIANNE PORTUOND DIAZ3 | 133 SHORE DR W MIAMI, FL 33133 | AFLAC | $592 | $107 | $699 | — |
| JUSTO E LEGIDO3 | 700 SAN ESTEBAN AVE CORAL GABLES, FL 33146 | AFLAC | $599 | — | $599 | — |
| MARIA CARDENAL3 | 8390 SW 72ND AVE APT 104 MIAMI, FL 33143 | AFLAC | $369 | — | $369 | — |
| MICHAEL RODRIGUEZ3 | 15920 E BRIARWOOD CIR APT 3-309 AURORA, CO 80016 | AFLAC | $288 | — | $288 | — |
| MARIO RODRIGUEZ DIAZ3 | 361 E 64TH ST HIALEAH, FL 33013 | AFLAC | $232 | — | $232 | — |
| MATHEUS GOMES RODRIGUES3 | 12123 SW 140TH TER MIAMI, FL 33186 | AFLAC | $152 | $10 | $162 | — |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $133 | — | $133 | — |
| SANGODE LOWE3 | 4514 NE 1ST AVE MIAMI, FL 33137 | AFLAC | $48 | — | $48 | — |
| JENNIFER M GREEN3 | 7240 SW 110TH TER PINECREST, FL 33156 | AFLAC | $22 | — | $22 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AFLAC | 181 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.