| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $24K | — | $24K | 3.70% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC | 303 2ND STSTE 401 NORTH TOWER SAN FRANCISCO, CA 94107 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.30% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC | 303 2ND ST STE 401 SAN FRANCISCO, CA 94107 | METROPOLITAN LIFE INSURANCE COMPANY | $400 | $240 | $640 | 1.22% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303393182 | METROPOLITAN LIFE INSURANCE COMPANY | — | $509 | $509 | 0.97% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $2K | — | $2K | 9.74% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303393182 | LINCOLN LIFE & ANNUITY COMPANY | $2K | — | $2K | 15.00% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC - ACCT MGMT | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | EYEMED | $501 | — | $501 | 4.93% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | EYEMED | $251 | — | $251 | 2.47% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303393182 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $860 | — | $860 | 12.61% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLYHEALTH TELEMEDICINE PROVIDER | Other services Service code 49 | 1535 CHESTNUT STREET STE 100 PHILADELPHIA, PA 19102 | $5K |
| DIGITAL INSURANCE INC BROKER - TELEMEDICINE | Other commissions Service code 55 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | $929 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 185 | $647K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 150 | $53K |
| Vision | EYEMED | 117 | $10K |
| Life insurance | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 151 | $7K |
| Short-term disability | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 150 | $20K |
| Long-term disability | LINCOLN LIFE & ANNUITY COMPANY | 150 | $11K |
| Other | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 151 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.