| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER ST., SUITE 1410 LITTLE ROCK, AR 72201 | UNITED HEALTHCARE INSURANCE COMPANY | $12 | $73K | $73K | 3.09% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER ST., SUITE 1410 LITTLE ROCK, AR 72201 | DELTA DENTAL OF ARKANSAS | $7K | — | $7K | 3.00% |
| DIANE LIVINGSTON BUTTURFF3 | SUITE 101 2455 WASHINGTON AVE. CONWAY, AR 72032 | NORTHWESTERN MUTUAL | $4K | $884 | $5K | 11.89% |
| MEEKS FINANCIAL GROUP LLC3 Filed as: MEEKS FINANCIAL GROUP, LLC | FORUM III 1770 KIRBY PKWY, SUITE 400 MEMPHIS, TN 38138 | NORTHWESTERN MUTUAL | $567 | $50 | $617 | 1.56% |
| RAYMOND L. BERTASI3 | ONE FINANCIAL CENTRE 650 S. SHACKELFORD, #300 LITTLE ROCK, AR 72211 | NORTHWESTERN MUTUAL | $490 | $116 | $606 | 1.53% |
| DREW ANTHONY GAINOR3 | SUITE 101 2455 WASHINGTON AVE. CONWAY, AR 72032 | NORTHWESTERN MUTUAL | $148 | $35 | $183 | 0.46% |
| DIANE LIVINGSTON BUTTURFF3 | SUITE 101 2455 WASHINGTON AVE. CONWAY, AR 72032 | NORTHWESTERN MUTUAL | $1K | $289 | $2K | 9.24% |
| RAYMOND L. BERTASI3 | ONE FINANCIAL CENTRE 650 S. SHACKELFORD, #300 LITTLE ROCK, AR 72211 | NORTHWESTERN MUTUAL | $165 | $39 | $204 | 1.23% |
| MEEKS FINANCIAL GROUP LLC3 Filed as: MEEKS FINANCIAL GROUP, LLC | FORUM III 1770 KIRBY PKWY., SUITE 400 MEMPHIS, TN 38138 | NORTHWESTERN MUTUAL | $185 | $16 | $201 | 1.21% |
| DREW ANTHONY GAINOR3 | SUITE 101 2455 WASHINGTON AVE. CONWAY, AR 72032 | NORTHWESTERN MUTUAL | $43 | $10 | $53 | 0.32% |
| NORTHWESTERN GROUP MARKETING3 | 1770 KIRBY PKWY., SUITE 400 MEMPHIS, TN 38138 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| STEPHENS INSURANCE LLC Filed as: STEPHENS INSURANCE, LLC | P.O. BOX 3507 LITTLE ROCK, AR 72203 | LINCOLN NATIONAL | $70 | — | $70 | 20.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 541 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 541 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 839 | $2.4M |
| Dental | DELTA DENTAL OF ARKANSAS | 783 | $227K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 89 | $15K |
| Short-term disability | NORTHWESTERN MUTUAL | 0 | $17K |
| Long-term disability(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 1 | $40K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 89 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 839 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.