| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | SERVICES INC PO BOX 2158 RIVERSIDE, CA 92516 | UNIMERICA LIFE INSURANCE SERVICES | $10K | — | $10K | 14.87% |
| BENEFITVISION3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $7K | — | $7K | 16.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 3390 UNIVERSITY AVE - SUITE 300 RIVERSIDE, CA 92501 | TRUSTMARK INSURANCE COMPANY | $7K | — | $7K | 16.53% |
| BENEFIT SERVICE CENTER3 Filed as: BENEFIT SERVICE CENTER INC | 9500 TOPANGA CANYON ROAD CHATSWORTH, GA 91311 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 8.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | SERVICES INC 3635 RIVERSIDE PLAZA DR BLDG M3 RIVERSIDE, CA 925062711 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 4.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 3390 UNIVERSITY AVE - SUITE 300 RIVERIDE, CA 92501 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 11.85% |
| BENEFITVISION3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 11.79% |
| BENEFIT SERVICE CENTER3 Filed as: BENEFIT SERVICE CENTER INC | 9500 TOPANGA CANYON ROAD CHATSWORTH, GA 91311 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 5.92% |
| BENEFITVISION3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 15.46% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 3390 UNIVERSITY AVE - SUITE 300 RIVERSIDE, CA 92501 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 14.19% |
| BENEFIT SERVICE CENTER3 Filed as: BENEFIT SERVICE CENTER INC | 9500 TOPANGA CANYON ROAD CHATSWORTH, GA 91311 | TRUSTMARK INSURANCE COMPANY | $918 | — | $918 | 7.09% |
| BENEFITVISION3 | 4522 RFD LONG GROVE, IL 60047 | TRUSTMARK INSURANCE COMPANY | $567 | — | $567 | 11.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 3390 UNIVERSITY AVE - SUITE 300 RIVERSIDE, CA 92501 | TRUSTMARK INSURANCE COMPANY | $473 | — | $473 | 9.98% |
| BENEFIT SERVICE CENTER3 Filed as: BENEFIT SERVICE CENTER INC | 9500 TOPANGA CANYON ROAD CHATSWORTH, GA 91311 | TRUSTMARK INSURANCE COMPANY | $237 | — | $237 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | SERVICES INC. P.O. BOX 2158 RIVERSIDE, CA 92516 | NATIONWIDE | $375 | — | $375 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 432 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 257 | $27K |
| Life insurance(2 contracts, 2 carriers) | UNIMERICA LIFE INSURANCE SERVICES | 507 | $111K |
| Long-term disability | UNIMERICA LIFE INSURANCE SERVICES | 507 | $67K |
| Other(5 contracts, 3 carriers) | UNIMERICA LIFE INSURANCE SERVICES | 507 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 507 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.