| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $33K | $33K | 1.14% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $6K | $6K | 0.19% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $46K | $46K | 1.97% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $111 | $111 | 0.00% |
| CUSTOM BENEFITS PROGRAMS3 | PO BOX 1116 HAMMONTON, NJ 08037 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $21K | $2K | $23K | 8.46% |
| SECURITAS TECHNOLOGY CORPORATION3 | 3800 TABS DRIVE UNIONTOWN, OH 44685 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $10K | $10K | 3.74% |
| CUSTOM BENEFITS PROGRAMS3 | PO BOX 1116 HAMMONTON, NJ 08037 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | $1K | $13K | 7.33% |
| SECURITAS TECHNOLOGY CORPORATION3 | 3800 TABS DRIVE UNIONTOWN, OH 44685 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $10K | $10K | 5.68% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF HAWAII | 201 MERCHANT ST SUITE 2400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN, INC. | — | $850 | $850 | 0.49% |
| SECURITAS TECHNOLOGY CORPORATION3 | 3800 TABS DRIVE UNIONTOWN, OH 44685 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $10K | $10K | 7.09% |
| CUSTOM BENEFITS PROGRAMS3 | PO BOX 1116 HAMMONTON, NJ 08037 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $9K | $1K | $10K | 6.88% |
| AON CONSULTING INC3 Filed as: AON HEWITT IRVINE CA | ONE CHASE TOWER CHICAGO, IL 60670 | ARMADACARE, LLC | $3K | — | $3K | 2.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,931 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,949 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC, | 59 | $537K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 6,526 | $2.3M |
| Vision(2 contracts) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 5,946 | $427K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 5,905 | $2.9M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 5,905 | $2.9M |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC, | 59 | $537K |
| Other(6 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 5,905 | $3.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,526 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.