| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 200 E RANDOLPH STREET CHICAGO, IL 60601 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $87K | $28K | $115K | 1.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD CHICAGO, IL 60604 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $43K | — | $43K | 0.38% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 200 E RANDOLPH STREET 9TH FLOOR CHICAGO, IL 60601 | BLUECROSS BLUESHIELD OF ILLINOIS | $9K | $28K | $37K | 7.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD CHICAGO, IL 806044466 | BLUECROSS BLUESHIELD OF ILLINOIS | $5K | — | $5K | 0.95% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 4.96% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $7K | $7K | 1.54% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 1.47% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 1.50% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY - EXCHANGE | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | $6K | — | $6K | 6.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 200 E RANDOLPH STREET 9TH FLOOR CHICAGO, IL 60601 | FLORIDA COMBINED LIFE | $3K | — | $3K | 4.44% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD CHICAGO, IL 60604 | FLORIDA COMBINED LIFE | $690 | — | $690 | 0.94% |
| JONATHAN BURGESS3 | PO BOX 409 MOULTONBOROUGH, NH 03254 | AFLAC | $318 | — | $318 | 1.66% |
| TONYA L CELESTE3 | 61 MAURICE ST MANCHESTER, NH 03842 | AFLAC | $221 | — | $221 | 1.16% |
| THOMAS JOHN KELLY3 | 417 OCEAN BLVD HAMPTON, NH 03842 | AFLAC | $214 | — | $214 | 1.12% |
| GILBERT D FAULKNER3 | PO BOX 103 PITTSFIELD, NH 03263 | AFLAC | $155 | — | $155 | 0.81% |
| ROBERT CHARLES CELESTE3 | 61 MAURICE ST MANCHESTER, NH 03103 | AFLAC | $146 | — | $146 | 0.76% |
| HANA M MUELLER3 | PO BOX 283 STANDFORD, IL 61774 | AFLAC | $57 | — | $57 | 0.30% |
| LILLY GREEN3 | 3007 CARLENE DR BLOOMINGTON, IL 61704 | AFLAC | $55 | — | $55 | 0.29% |
| RYAN P SMITH3 | 2340 S ARLINGTON HEIGHTS RD STE 204 ARLINGTON HEIGHTS, IL 60005 | AFLAC | $27 | — | $27 | 0.14% |
| MARK L RHODES3 | 1513 W COLUMBIA TER APT 2 PEORIA, IL 61606 | AFLAC | $27 | — | $27 | 0.14% |
| JEREMY J SABO3 | 188 CORVINA DR CLAYTON, NC 27520 | AFLAC | $21 | — | $21 | 0.11% |
| MAYNARD M. YOUNG3 Filed as: MAYNARD M YOUNG | 20 HOBBS RD EFFINGHAM, NH 03882 | AFLAC | $20 | — | $20 | 0.10% |
| REGINALD LEE CORBETT3 | 1301 ALTON WOODS DR CONCORD, NH 03301 | AFLAC | $19 | — | $19 | 0.10% |
| ROBERT A BROCK3 | PO BOX 17 FORSYTH, IL 62535 | AFLAC | $18 | — | $18 | 0.09% |
| JAMES M BROCK3 | 3116 WILLIAMSON COUNTY PKWY MARION, IL 62959 | AFLAC | $9 | — | $9 | 0.05% |
| CHRISTINE L BREWSTER3 | 1312 FARLEY LN CHAMPAIGN, IL 61822 | AFLAC | $7 | — | $7 | 0.04% |
| TERRANCE M BRENNAN3 | 605 N PARK AVE CHATHAM, IL 62629 | AFLAC | $6 | — | $6 | 0.03% |
| TERRY J SILVERS3 | 100 GREENLEAF DR FLAT ROCK, NC 28731 | AFLAC | $6 | — | $6 | 0.03% |
| JENNIFER L HENRY3 | 68 MASSABESIC DR AUBURN, NH 03032 | AFLAC | $5 | — | $5 | 0.03% |
| MELISSA NELSON3 | 49 BIRCHWOOD DR ALLENSTOWN, NH 03275 | AFLAC | $5 | — | $5 | 0.03% |
| LEWIS GALE3 | 276 W MILLBROOK RD RALEIGH, NC 27609 | AFLAC | $3 | — | $3 | 0.02% |
| GARY W WARE JR3 | 3103 MEADOWBROOK DR CHAMPAIGN, IL 61822 | AFLAC | $3 | — | $3 | 0.02% |
| CHRISTIE MARZARI3 | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $2 | — | $2 | 0.01% |
| MEGAN KELLY3 | 28 REVOLUTION DR WINDHAM, ME 04062 | AFLAC | $2 | — | $2 | 0.01% |
| WILLIAM B KRZCIOK3 | 2760 FORT MYER AVE HENDERSON, NV 89052 | AFLAC | $1 | — | $1 | 0.01% |
| GEORGE P OWENS3 | 653 N ANTLER DR MT ZION, IL 62549 | AFLAC | $1 | — | $1 | 0.01% |
| BRIAN R KIMMEL3 | 309 BRAESWICK DR LAKE ST LOUIS, MO 62951 | AFLAC | $1 | — | $1 | 0.01% |
| KYLE J HORN3 | 2119 W GERALD DR PEORIA, IL 61615 | AFLAC | $1 | — | $1 | 0.01% |
| TRAVIS COCKBURN3 | PO BOX 335 JOHNSTON CITY, IL 62951 | AFLAC | $1 | — | $1 | 0.01% |
| RUSSELL THOMAS3 Filed as: RUSSELL F THOMAS | 4004 INVERNESS RD CHAMPAIGN, IL 61822 | AFLAC | $0 | — | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 200 E RANDOLPH 13TH FLOOR CHICAGO, IL 60601 | FEDERAL INSURANCE COMPANY | $824 | — | $824 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,295 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,300 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 1,298 | $555K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | 1,967 | $84K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,295 | $425K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,295 | $30K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,295 | $195K |
| Other(4 contracts, 4 carriers) | AFLAC | 1,063 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,967 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.