| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD STE 10 LEAWOOD, KS 662111650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $10K | $10K | 1.97% |
| ENROLLSOURCE5 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $9K | $9K | 1.75% |
| BUKATY COMPANIES3 Filed as: MICHAEL J BUKATY | 4601 COLLEGE SUITE 100 LEAWOOD, KS 66211 | DELTA DENTAL | — | $35K | $35K | 10.13% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 662111664 | VISION SERVICE PLAN | — | $11K | $11K | 23.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 836 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 853 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 7 | $16K |
| Dental | DELTA DENTAL | 689 | $346K |
| Vision | VISION SERVICE PLAN | 624 | $49K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 800 | $524K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 800 | $524K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 964 | $322K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 964 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.