No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CERIDIAN EIN 41-1981625 BUSINESS RELATIONSHIP | Other services; Contract Administrator Service code 13 | — | $175K |
| ADP BUSINESS RELATIONSHIP | Contract Administrator; Claims processing Service code 12 | 1851 N RESLER DRIVE MS-100 EL PASO, TX 79912 | $71K |
| WAGEWORKS BUSINESS RELATIONSHIP | Contract Administrator; Claims processing Service code 12 | 1100 PARK PLACE, 4TH FLOOR SAN MATEO, CA 94403 | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,179 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 250 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,429 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL GUARDIAN LIFE INSURANCE | 12,331 | $689K |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 8,198 | $7.5M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 8,197 | $3.0M |
| Other(2 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 7,679 | $610K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.