No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HCSC EIN 36-1236610 CONTRAT ADMIN | Claims processing Service code 12 | — | $2.3M |
| DELTA DENTAL OF MISSOURI EIN 43-0908349 CONTRACT ADMIN | Claims processing Service code 12 | — | $120K |
| CAREMARK LLC EIN 95-3382344 CONTRACT ADMIN | Claims processing Service code 12 | — | $87K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,886 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 204 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,090 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3 | $89K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3 | $89K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 2,544 | $382K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,479 | $1.0M |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 2,886 | $142K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 2,886 | $154K |
| Other(5 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 30,000 | $591K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,000 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.