| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STOP LOSS INSURANCE SERVICES, INC.3 Filed as: STOP LOSS INSURANCE SERVICES INC | 6575 W LOOP S, STE 230 BELLAIRE, TX 77401 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $31K | $0 | $31K | 14.89% |
| BENEUSA LLC3 | 1851 LAKE DR W, STE 350 CHANHASSEN, MN 55317 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $14K | $14K | 6.44% |
| GARY K GREENSAGE, LLC3 | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $31 | $9K | 4.51% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE, LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 4.49% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE, LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $0 | $11K | 7.50% |
| GARY K GREENSAGE, LLC3 | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $0 | $11K | 7.50% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE, LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | VISION SERVICE PLAN | $982 | $0 | $982 | 1.90% |
| GARY K GREENSAGE, LLC3 | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | VISION SERVICE PLAN | $982 | $0 | $982 | 1.90% |
| DENNIS FENNELL3 Filed as: DENNIS R GREENSAGE, LLC | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $3K | $0 | $3K | 6.86% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $3K | $0 | $3K | 6.86% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $2K | $0 | $2K | 15.00% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE | 18230 N ELDRIDGE PKWY TOMBALL, TX 77377 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $1K | $0 | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 771 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 772 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HM LIFE INSURANCE COMPANY | 607 | $1.6M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 925 | $246K |
| Vision | VISION SERVICE PLAN | 379 | $52K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 786 | $210K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 771 | $145K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 607 | $1.6M |
| Other(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 830 | $233K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 925 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.