| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $135K | $17K | $152K | 11.07% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $46K | $12K | $59K | 4.27% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 SOUTH GARLAND AVENUE, SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.09% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R. GRIFFIN JR | PO BOX 233 8601 GARRETT ROAD MIDLAND, GA 31820 | AFLAC | $24K | $509 | $24K | 7.38% |
| EILEEN MARIE STILLWELL3 | 3252 MARICOPA DRIVE COLUMBUS, GA 31907 | AFLAC | $15K | $390 | $15K | 4.58% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $8K | $196 | $8K | 2.36% |
| LISA D ALLEN3 Filed as: LISA DENIECE ALLEN AND OTHER AGENTS | 5136 SAINT MARYS ROAD COLUMBUS, GA 31907 | AFLAC | $5K | $0 | $5K | 1.50% |
| SHEILA R. SALTER3 | 8086 CREEKLAND DRIVE COLUMBUS, GA 31904 | AFLAC | $3K | $0 | $3K | 1.01% |
| PATSY GUTHRIE3 | 103 CEDAR ROCK DRIVE LAGRANGE, GA 30241 | AFLAC | $3K | $0 | $3K | 0.76% |
| REYNOLDS S. CHENEY III3 | 1510 CHEROKEE AVENUE COLUMBUS, GA 31906 | AFLAC | $2K | $0 | $2K | 0.60% |
| HOUZE & ASSOCIATES INC3 Filed as: HOUZE & ASSOCIATES AND OTHER AGENTS | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $2K | $0 | $2K | 0.49% |
| EILEEN MARIE STILLWELL3 Filed as: EILEEN M. STILLWELL & OTHER AGENTS | 3252 MARICOPA DRIVE COLUMBUS, GA 31907 | AFLAC | $310 | $0 | $310 | 0.09% |
| WILLIAM L AMOS III3 Filed as: WILLIAM L. AMOS III | 710 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $222 | $0 | $222 | 0.07% |
| LISA D ALLEN3 Filed as: LISA DENIECE ALLEN | 5136 SAINT MARYS ROAD COLUMBUS, GA 31907 | AFLAC | $85 | $0 | $85 | 0.03% |
| SUZANNE MCFARLAND3 Filed as: SUZANNE L. MCFARLAND | 1125 SETH STREET CORPUS CHRISTI, TX 78418 | AFLAC | $83 | $0 | $83 | 0.03% |
| HOUZE & ASSOCIATES INC3 Filed as: HOUZE AND ASSOCIATES INC | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $73 | $0 | $73 | 0.02% |
| SUSAN REDDOCH BUFFINGTON3 | PO BOX 344 MANCHESTER, GA 31816 | AFLAC | $45 | $0 | $45 | 0.01% |
| TATOM ENTERPRISES LLC3 | 200 QUAIL HOLLOW DRIVE ATOKA, TN 38004 | AFLAC | $44 | $0 | $44 | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: JOE A. ROGERS | 1601 DOVE LANE CORPUS CHRISTI, TX 78418 | AFLAC | $14 | $0 | $14 | 0.00% |
| DEREK R MANN3 Filed as: DEREK R. MANN | 155 LEE ROAD, SUITE 2213 SALEM, AL 36874 | AFLAC | $7 | $0 | $7 | 0.00% |
| J BACK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $2 | $0 | $2 | 0.00% |
| STEVEN THIEL3 | 2636 FREMONT AVENUE COLUMBUS, GA 31906 | AFLAC | $2 | $0 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 968 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 968 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.4M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,277 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.