| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $116K | $216 | $117K | 4.12% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $92K | $33K | $125K | 16.84% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS | 200 WEST ADAMS STREET SUITE 500 CHICAGO, IL 60606 | WESTPORT INSURANCE CORPORATION | $175K | — | $175K | 38.41% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 303395946 | WESTPORT INSURANCE CORPORATION | $87K | — | $87K | 18.98% |
| PHCS3 | UNKNOWN ADDRESS ATLANTA, GA 30339 | WESTPORT INSURANCE CORPORATION | $16K | — | $16K | 3.50% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PARKWAY SUTIE 1950 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $9K | — | $9K | 12.12% |
| JENKINS & ASSOCIATES3 Filed as: JENKINS AND ASSOCIATES | 9 TANGLEWOOD ROAD NEWNAN, GA 30263 | TRANSAMERICA LIFE INSURANCE COMPANY | $8K | — | $8K | 11.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: NORTHWESTERN BENEFIT CORP OF GA | 3333 RIVERWOOD PARKWAY SUITE 400 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 4.07% |
| MARK R JENKINS3 | 9 TANGLEWOOD ROAD NEWNAN, GA 30039 | TRANSAMERICA LIFE INSURANCE COMPANY | $203 | — | $203 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 693 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 697 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | 630 | $2.8M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 1,196 | $744K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 1,196 | $816K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,196 | $744K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,196 | $744K |
| Stop-loss / reinsurancereinsurance | WESTPORT INSURANCE CORPORATION | 331 | $456K |
| Other | TRANSAMERICA LIFE INSURANCE COMPANY | 237 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.