| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATA J TREISE | 310 LONESOME PINE DRIVE LONGWOOD, FL 32779 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | — | $30K | 2.27% |
| NATA J TREISE3 | 300 PARK AVE SOUTH, SUITE 200 WINTER PARK, FL 32789 | UNION SECURITY INSURANCE COMPANY | $21K | — | $21K | 10.95% |
| SEE ATTACHED3 | — | COLONIAL LIFE & ACCIDENT INSURANCE | $7K | $598 | $7K | 19.10% |
| NATA J TREISE3 | 300 PARK AVE SOUTH STE 200 WINTER PARK, FL 32789 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 14.95% |
| SEE ATTACHED3 | — | AFLAC | $4K | $58 | $4K | 13.96% |
| SEE ATTACHED3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 21.14% |
| INSURANCE AFFILIATES AGENCY LL3 | 300 PARK AVENUE SOUTH, SUITE 200 WINTER PARK, FL 32789 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 13.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 193 | $1.3M |
| Dental | UNION SECURITY INSURANCE COMPANY | 187 | $189K |
| Vision(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 187 | $208K |
| Life insurance(4 contracts, 4 carriers) | UNION SECURITY INSURANCE COMPANY | 187 | $272K |
| Short-term disability(5 contracts, 5 carriers) | UNION SECURITY INSURANCE COMPANY | 187 | $298K |
| Long-term disability(3 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 98 | $79K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 193 | $1.3M |
| Other(5 contracts, 5 carriers) | UNION SECURITY INSURANCE COMPANY | 187 | $298K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.