| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GAMIE, LLC3 Filed as: GAMIE/C3 RISK & INS SERVICES | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | AETNA | $8K | — | $8K | 3.60% |
| AMWINS3 Filed as: AMWINS CONNECT INS SVCS LLC | 9095 RIO SAN DIEGO DRIVE SAN DIEGO, CA 92108 | AETNA | $4K | — | $4K | 1.87% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 4032 WABASKA DRIVE SAN DIEGO, CA 92107 | AETNA | $3K | — | $3K | 1.47% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 4032 WABASKA DRIVE SAN DIEGO, CA 92107 | MEDIEXCEL HEALTH PLAN | $10K | — | $10K | 7.68% |
| GAMIE, LLC3 | 404 CAMINO DEL RIO S SUITE 410 SAN DIEGO, CA 92108 | KAISER FOUNDATION HEALTH PLAN INC | $4K | — | $4K | 3.28% |
| AMWINS3 Filed as: AMWINS CONNECT INS SVCS, LLC | 2677 N MAIN STREET. SUITE 800 SANTA ANA, CA 94402 | KAISER FOUNDATION HEALTH PLAN INC | $3K | — | $3K | 2.36% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 4032 WABASKA DRIVE SAN DIEGO, CA 92107 | KAISER FOUNDATION HEALTH PLAN INC | $3K | — | $3K | 2.36% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 4032 WABASKA DRIVR SAN DIEGO, CA 92107 | AETNA | $756 | — | $756 | 2.76% |
| GAMIE, LLC3 Filed as: GAMIE/C3 RISK & INS SERVICES | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | AETNA | $712 | — | $712 | 2.60% |
| AMWINS3 Filed as: AMWINS CONNECT INS SVCS LLC | 9095 RIO SAN DIEGO DRIVE SAN DIEGO, CA 92108 | AETNA | $348 | — | $348 | 1.27% |
| GAMIE, LLC3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $565 | $2K | 12.18% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 4032 WABASKA DRIVE SAN DIEGO, CA 92107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $136 | — | $136 | 0.69% |
| GAMIE, LLC3 Filed as: GAMIE/C3 RISK & INS SERVICES | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | PRINCIPAL LIFE INSURANCE COMPANY | $981 | — | $981 | 5.10% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | PRINCIPAL LIFE INSURANCE COMPANY | $616 | — | $616 | 3.20% |
| GAMIE, LLC3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $225 | $1K | 11.30% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 4032 WABASKA DRIVE SAN DIEGO, CA 92107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $77 | — | $77 | 0.68% |
| GAMIE, LLC3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $685 | $223 | $908 | 12.34% |
| B WOOD INSURANCE AGENCY, INC.3 Filed as: B WOOD INSURANCE AGENCY INC | 4032 WABASKA DRIVE SAN DIEGO, CA 92107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $51 | — | $51 | 0.69% |
| C3 RISK & INSURANCE SERVICES3 Filed as: C3 RISK & INS SERVICES | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | DELTACARE | $492 | — | $492 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 87 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 87 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA | 74 | $479K |
| Dental(3 contracts, 3 carriers) | MEDIEXCEL HEALTH PLAN | 74 | $155K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 29 | $19K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 87 | $19K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 87 | $20K |
| Prescription drug(4 contracts, 3 carriers) | AETNA | 74 | $479K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 87 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 87 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.