| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT COMPANY | SIX CONCOURSE PARKWAY, SUITE 2750 ATLANTA, GA 30328 | HARTFORD LIFE AND ACCIDENT | $48K | $0 | $48K | 15.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PALMER AND CAY LLC | 3050 PEACHTREE ROAD NW, SUITE 475 ATLANTA, GA 30305 | HARTFORD LIFE AND ACCIDENT | $10K | $0 | $10K | 3.28% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 201 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $41K | $43K | 22.83% |
| RJK & ASSOCIATES INC3 Filed as: RJK AND ASSOCIATS INC. | 1800 PEACHTREE STREET NW ATLANTA, GA 30309 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $16K | $10K | $26K | 13.76% |
| LESLIE BUSSEY3 Filed as: LESLIE W. BUSSEY AND OTHER AGENTS | PO BOX 2787 ACWORTH, GA 30102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $891 | $6K | 3.39% |
| SANTE CONCEPTS INC3 Filed as: SANTE CONCEPTS INC. | 94 BARTLETT WAY DALLAS, GA 30157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 2.11% |
| ASSUREDPARTNERS3 Filed as: BERTHA PATRICIA SHEPHERD | PO BOX 3216 CRESTLINE, CA 92325 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $704 | $3K | 1.68% |
| CAROLE H WARREN3 Filed as: CAROLE H. WARREN | 2716 HANOVER CIRCLE BIRMINGHAM, AL 35205 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $622 | $3K | 1.56% |
| PATRICIA A DUNCAN3 Filed as: PATRICIA ANN WOODING | 5494 MOUNTAIN VIEW PASS STONE MOUNTAIN, GA 30087 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 0.75% |
| THE BENEFIT COMPANY - ATLANTA, GA3 Filed as: THE BENEFIT COMPANY LLC2044.93 | SIX CONCOURSE PARKWAY, SUITE 2750 ATLANTA, GA 30328 | NATIONAL VISION ADMINISTRATORS, LLC | $2K | $0 | $2K | 4.13% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PALMER AND CAY LLC | 3050 PEACHTREE ROAD NW, SUITE 475 ATLANTA, GA 30305 | NATIONAL VISION ADMINISTRATORS, LLC | $431 | $0 | $431 | 0.87% |
| RJK & ASSOCIATES INC3 Filed as: RJK AND ASSOCIATS INC. | 1800 PEACHTREE STREET NW ATLANTA, GA 30309 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 19.43% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 201 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $109 | $4K | $4K | 17.74% |
| ASSUREDPARTNERS3 Filed as: BERTHA PATRICIA SHEPHERD | PO BOX 3216 CRESTLINE, CA 92325 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $712 | $207 | $919 | 4.38% |
| SANTE CONCEPTS INC3 Filed as: SANTE CONCEPTS INC. | 94 BARTLETT WAY DALLAS, GA 30157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $602 | $0 | $602 | 2.87% |
| PATRICIA A DUNCAN3 Filed as: PATRICIA ANN WOODING | 5494 MOUNTAIN VIEW PASS STONE MOUNTAIN, GA 30087 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $510 | $0 | $510 | 2.43% |
| LESLIE BUSSEY3 Filed as: LESLIE W. BUSSEY AND OTHER AGENTS | PO BOX 2787 ACWORTH, GA 30102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $283 | $5 | $288 | 1.37% |
| MCCAREY INC3 Filed as: MCCAREY INC. | 6320 GREENHAVEN DRIVE CARLSBAD, CA 92009 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $92 | $38 | $130 | 0.62% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BOULEVARD, SUITE 200 DULUTH, GA 30096 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $61 | $0 | $61 | 2.95% |
| RJK & ASSOCIATES INC3 Filed as: RJK AND ASSOCIATS INC. | 1800 PEACHTREE STREET NW ATLANTA, GA 30309 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $27 | $11 | $38 | 1.84% |
| SANTE CONCEPTS INC3 Filed as: SANTE CONCEPTS INC. | 94 BARTLETT WAY DALLAS, GA 30157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $31 | $0 | $31 | 1.50% |
| LAURIE J BURNS3 Filed as: LAURIE J. BURNS | 15 CEDARS EDGE COURT BLUFFTON, SC 29910 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.97% |
| LESLIE BUSSEY3 Filed as: LESLIE W. BUSSEY | PO BOX 2787 ACWORTH, GA 30102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 478 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 110 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 595 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL VISION ADMINISTRATORS, LLC | 640 | $50K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 773 | $317K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 773 | $317K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 773 | $317K |
| Other(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 773 | $526K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 773 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.