See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 11 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 33 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRINGE BENEFIT GROUP, INC. EIN 74-2124394 ADMIN | Plan Administrator Service code 14 | 11910 ANDERSON MILL RD AUSTIN, TX 78726 | $26K |
| MULTIPLAN, INC EIN 13-3068979 PPO FEE | Insurance agents and brokers Service code 22 | P O BOX 29380 NEW YORK, NY 10087 | $12K |
| ALL ATLANTIC BENEFITS LLC EIN 84-4210940 BROKER FEE | Insurance agents and brokers Service code 22 | 200 S. PARK ROAD, STE 475 HOLLYWOOD, FL 33021 | $7K |
| SAPOZNIK INSURANCE & ASSOCIATES, LL EIN 65-0086146 BROKER FEE | Insurance agents and brokers Service code 22 | 1100 NE 163RD STREET 2ND FLOOR NORTH MIAMI BEACH, FL 33162 | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 94 | $1.2M |
| Dental(2 contracts, 2 carriers) | FIDELITY SECURITY LIFE (FSL) | 295 | $377K |
| Vision(2 contracts, 2 carriers) | STARTMOUNT LIFE INSUNRANCE COMPANY | 33 | $5K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 54 | $8K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 27 | $35K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 27 | $35K |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 295 | $1.6M |
| Stop-loss / reinsurancereinsurance | FIDELITY SECURITY LIFE (FSL) | 295 | $345K |
| Other(6 contracts, 4 carriers) | FIDELITY SECURITY LIFE (FSL) | 295 | $379K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.