See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SUE BERNAT EIN 16-6070541 EMPLOYEE | Employee (plan) Service code 30 | — | $79K |
| PCA TECHNOLOGY GROUP EIN 26-0022778 NONE | Consulting (pension) Service code 17 | — | $73K |
| TRONCONI SEGARRA & ASSOCIATES LLP EIN 04-3728817 NONE | Accounting (including auditing) Service code 10 | — | $51K |
| WENDY STYN EIN 16-6070541 EMPLOYEE | Employee (plan) Service code 30 | — | $44K |
| VELITCHKA BELTCHEVA EIN 16-6070541 EMPLOYEE | Employee (plan) Service code 30 | — | $32K |
| LIPSITZ GREEN SCIME CAMBRIA LLP EIN 16-0905097 NONE | Legal Service code 29 | — | $28K |
| UBS FINANCIAL SERVICES, INC. EIN 13-2638166 NONE | Investment advisory (plan) Service code 27 | — | $27K |
| M&T BANK EIN 16-0538020 NONE | Custodial (securities) Service code 19 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,345 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,356 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE GUARDIAN | 1,156 | $166K |
| Prescription drug(5 contracts) | BLUECROSS BLUESHIELD OF WNY | 518 | $5.1M |
| Other(5 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF WNY | 1,156 | $5.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.