See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| M SCAPTURA EIN 16-6052225 EMPLOYEE | Employee (plan) Service code 30 | — | $83K |
| SHEET METAL WORKERS LOCAL 112 EIN 16-0578131 ADMINISTRATION | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $16K |
| LIPSITZ GREEN SCIME CAMBRIA EIN 16-0905097 ATTORNEY | Legal Service code 29 | — | $15K |
| PROFLEX ADMINISTRATORS LLC EIN 45-3261121 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $14K |
| MENGEL, METZGER, BARR & CO. LLP EIN 16-1092347 AUDITOR | Accounting (including auditing) Service code 10 | — | $10K |
| JUDITH J GUSH EIN 47-2595681 OUTSIDE ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $8K |
| OSULLIVAN ASSOCIATES EIN 22-1837827 ACTUARY | Actuarial Service code 11 | — | $6K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 INVESTMENT ADVISOR | Other investment fees and expenses; Securities brokerage commissions and fees; Securities brokerage; Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUECROSS BLUESHIELD | 185 | $2.1M |
| Prescription drug | EXCELLUS BLUECROSS BLUESHIELD | 185 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.