| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GADA INSURANCE SERVICES Filed as: GADA SERVICES | 2060 POWERS FERRY ROAD SE ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GA, INC | $11K | — | $11K | 4.97% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $1K | $18K | 13.73% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $8K | — | $8K | 8.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | $4K | — | $4K | 3.77% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $1K | — | $1K | 8.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | $964 | — | $964 | 5.20% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $547 | — | $547 | 7.98% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | $427 | — | $427 | 6.23% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $310 | — | $310 | 8.01% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | $20 | — | $20 | 0.52% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $214 | — | $214 | 7.99% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | $4 | — | $4 | 0.15% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $111 | — | $111 | 7.95% |
| ASSURANCE AGENCY LTD Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | — | — | $0 | 0.00% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $76 | — | $76 | 7.99% |
| ASSURANCE AGENCY LTD Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | -$42 | — | -$42 | -4.42% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | — | — | $0 | 0.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | — | — | $0 | 0.00% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $32 | — | $32 | 8.04% |
| GADA INSURANCE SERVICES3 Filed as: GADA SERVICES | 2060 POWERS FERRY RD SE ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE CO. | $77 | — | $77 | — |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE CO. | $5 | — | $5 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 276 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AMERICAN FIDELITY ASSURANCE CO. | 22 | $5K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 447 | $128K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 447 | $128K |
| Short-term disability(5 contracts) | AMERICAN FIDELITY ASSURANCE CO. | 31 | $12K |
| Long-term disability(2 contracts) | AMERICAN FIDELITY ASSURANCE CO. | 96 | $121K |
| Other(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GA, INC | 447 | $350K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 447 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.