| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIGINIA BEACH, VA 23466 | ATENA LIFE INSURANCE COMPANY AND AFFILIATES | $57K | $16K | $73K | 2.50% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | THREE MEMORIAL CITY 840 GESSNER RD STE 600 HOUSTON, TX 77024 | ATENA LIFE INSURANCE COMPANY AND AFFILIATES | $35K | $10K | $45K | 1.52% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 9811 KATY FWY STE 500 HOUSTON, TX 77024 | ATENA LIFE INSURANCE COMPANY AND AFFILIATES | $12K | — | $12K | 0.41% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 2711 N HASKELL AVENUE SUITE 2000 DALLLAS, TX 75204 | ATENA LIFE INSURANCE COMPANY AND AFFILIATES | — | $92 | $92 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $18K | — | $18K | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $11K | — | $11K | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $11K | — | $11K | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $11K | — | $11K | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $607 | $4K | 4.03% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIGINIA BEACH, VA 23466 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $651 | $4K | 4.24% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $1K | — | $1K | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $353 | $10K | 15.56% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $871 | — | $871 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $167 | $167 | 0.51% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHEWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $690 | — | $690 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $686 | — | $686 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 7600 N CPTL TX HWY STE B200 AUSTIN, TX 787311185 | VISION SERVICE PLAN | $2K | — | $2K | 7.44% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 840 GESSNER RD, STE 600 HOUSTON, TX 770244145 | VISION SERVICE PLAN | $437 | — | $437 | 2.16% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $348 | — | $348 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $316 | — | $316 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $226 | — | $226 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $175 | — | $175 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $108 | — | $108 | 2.17% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $91 | — | $91 | 2.18% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $528 | $18 | $546 | 15.50% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNE, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $71 | — | $71 | 2.16% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTON, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $40 | — | $40 | 2.14% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $36 | — | $36 | 2.16% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER, STE 600 LOVING, BETHANY HOUSTIN, TX 77024 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $6 | — | $6 | 2.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 591 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 591 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(19 contracts, 2 carriers) | ATENA LIFE INSURANCE COMPANY AND AFFILIATES | 469 | $5.5M |
| Vision | VISION SERVICE PLAN | 269 | $20K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 591 | $173K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 368 | $105K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 220 | $33K |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 591 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.