No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DEBRA KORPOLINSKI EIN 16-1561710 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $151K |
| BLITMAN AND KING, LLP EIN 16-1047304 NONE | Legal; Direct payment from the plan Service code 29 | — | $51K |
| WALSH DUFFIELD CO. INC. EIN 16-0413770 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $50K |
| BARBARA ZELLNER EIN 16-1561710 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $45K |
| ALEXANDRA BOOTH EIN 16-1561710 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $44K |
| ARCARA ZUCARELLI LENDA & ASSOCIATES EIN 47-1793720 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $38K |
| ANDREA SHARP EIN 16-1561710 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $37K |
| TRONCONI SEGARRA & ASSOCIATES LLP EIN 04-3728817 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE | Direct payment from the plan; Distribution (12b-1) fees; Investment advisory (plan); Other investment fees and expenses Service code 27 | — | $15K |
| JBM COMPUTER CONSULTANTS EIN 16-1173118 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $10K |
| USI CONSULTING GROUP EIN 06-1053228 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $8K |
| WILMINGTON TRUST EIN 16-1486454 NONE | Custodial (securities); Float revenue; Direct payment from the plan Service code 19 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 883 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 486 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,369 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY OF NEW YORK | 396 | $989K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,257 | $225K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,257 | $225K |
| Prescription drug | INDEPENDENT HEALTH BENEFITS CORPORATION | 65 | $229K |
| Stop-loss / reinsurancereinsurance | HIGHMARK WNY | 2,040 | $571K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,257 | $225K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,040 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.