| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: HAYLOR, FREYER & COON, INC. | 300 SOUTH STATE STREET, SUITE 1000 SYRACUSE, NY 13202 | EXCELLUS BLUE CROSS BLUE SHIELD | $33K | $0 | $33K | 3.93% |
| ACRISURE LLC3 Filed as: HAYLOR, FREYER & COON, INC. | 300 SOUTH STATE STREET, SUITE 1000 SYRACUSE, NY 13202 | EXCELLUS BLUE CROSS BLUE SHIELD | $7K | $0 | $7K | 3.69% |
| ACRISURE LLC3 Filed as: HAYLOR, FREYER & COON, INC. | 300 SOUTH STATE STREET, SUITE 1000 SYRACUSE, NY 13221 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 6.85% |
| ALLIANCE ADVISORY GRP INC3 Filed as: ALLIANCE ADVISORY GROUP, INC. | UNKNOWN SYRACUSE, NY 13209 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $235 | $0 | $235 | 0.15% |
| WAG NY INC3 Filed as: WAG NY, INC. | UNKNOWN SYRACUSE, NY 13209 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $207 | $0 | $207 | 0.13% |
| ACRISURE LLC3 Filed as: HAYLOR, FREYER & COON, INC. | 231 SALINA MEADOWS PARKWAY SYRACUSE, NY 13221 | INDEPENDENT HEALTH BENEFITS CORPORATION | $1K | $0 | $1K | 3.85% |
| ACRISURE LLC3 Filed as: HAYLOR, FREYER & COON, INC. | 300 SOUTH STATE STREET, SUITE 1000 SYRACUSE, NY 13202 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 11.71% |
| ALLIANCE ADVISORY GRP INC3 Filed as: ALLIANCE ADVISORY GROUP, INC. | UNKNOWN SYRACUSE, NY 13209 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $202 | $0 | $202 | 0.88% |
| ACRISURE LLC3 Filed as: HAYLOR, FREYER & COON, INC. | 300 SOUTH STATE STREET, SUITE 1000 SYRACUSE, NY 13212 | MUTUAL OF OMAHA INSURANCE COMPANY | $6 | $0 | $6 | 0.49% |
| ACRISURE LLC3 Filed as: HAYLOR, FREYER & COON, INC. | 300 SOUTH STATE STREET, SUITE 1000 SYRACUSE, NY 13212 | COMPANION LIFE INSURANCE COMPANY | $22 | $0 | $22 | 10.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 328 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 328 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | EXCELLUS BLUE CROSS BLUE SHIELD | 136 | $1.0M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 315 | $159K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 315 | $159K |
| Life insurance(4 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 328 | $184K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 315 | $159K |
| Prescription drug(2 contracts) | EXCELLUS BLUE CROSS BLUE SHIELD | 136 | $1.0M |
| Other(3 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 328 | $183K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 328 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.