| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES INC. | 528 PLUM COURT SUITE 250 SYRACUSE, NY 13204 | EXCELLUS BLUECROSS BLUESHIELD | $51K | — | $51K | 4.11% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES INC. | 528 PLUM COURT SUITE 250 SYRACUSE, NY 13204 | GUARDIAN LIFE INSURANCE CO. OF AMERICA | $5K | $7K | $11K | 11.09% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES INC. | 528 PLUM COURT SUITE 250 SYRACUSE, NY 13204 | SUN LIFE AND HEALTH INSURANCE COMPANY | $7K | — | $7K | 12.13% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES INC. | 528 PLUM COURT SUITE 250 SYRACUSE, NY 13204 | SUN LIFE AND HEALTH INSURANCE COMPANY | $7K | — | $7K | 12.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUECROSS BLUESHIELD | 90 | $1.2M |
| Dental | GUARDIAN LIFE INSURANCE CO. OF AMERICA | 110 | $102K |
| Vision | GUARDIAN LIFE INSURANCE CO. OF AMERICA | 110 | $102K |
| Life insurance(2 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY | 132 | $121K |
| Short-term disability(2 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY | 132 | $121K |
| Long-term disability(2 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY | 132 | $121K |
| Prescription drug | EXCELLUS BLUECROSS BLUESHIELD | 90 | $1.2M |
| Other(2 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY | 132 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.