| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC | 26 CENTURY BOULEVARD NASHVILLE, TN 37214 | EXCELLUS BLUE CROSS BLUE SHIELD | $78K | — | $78K | 3.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 26 CENTURY BLVD NASHVILLE, TN 37214 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | $16K | — | $16K | 6.49% |
| CLEARTRACK HR, LLC3 | 360B QUALITY CIR NW STE 220 HUNTSVILLE, AL 35806 | RELIASTAR LIFE INSURANCE COMPANY | $32K | — | $32K | 57.28% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC | 29982 NETWORK PL CHICAGO, IL 60673 | VISION SERVICE PLAN | -$1 | — | -$1 | -0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 394 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 25 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 422 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUE CROSS BLUE SHIELD | 284 | $2.4M |
| Dental | DELTA DENTAL OF NEW YORK | 288 | $136K |
| Vision | VISION SERVICE PLAN | 257 | $26K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | 442 | $247K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | 442 | $247K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | 442 | $247K |
| Prescription drug | EXCELLUS BLUE CROSS BLUE SHIELD | 284 | $2.4M |
| Other(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | 442 | $302K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 442 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.