| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $78K | $24K | $101K | 6.21% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $24K | — | $24K | 2.50% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $23K | — | $23K | 2.66% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $20K | — | $20K | 2.67% |
| MAX ALVA DANIEL III3 | 3601 CEDAR SPRINGS RD DALLAS, TX 752194905 | KAISER FOUNDATION HEALTH PLAN, INC. | $27K | — | $27K | 4.24% |
| MAX ALVA DANIEL III3 | 3601 CEDAR SPRINGS RD DALLAS, TX 752194905 | KAISER FOUNDATION HEALTH PLAN, INC. | $17K | — | $17K | 3.46% |
| DEXTER & COMPANY BENEFIT SERVICES3 | 3601 CEDAR SPRINGS RD DALLAS, TX 75219 | EYEMED | $31K | — | $31K | 9.94% |
| MAX ALVA DANIEL III3 Filed as: MAX DANIEL | 3601 CEDAR SPRINGS RD DALLAS, TX 75219 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $6K | — | $6K | 4.12% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $3K | — | $3K | 2.51% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 4.28% |
| MAX ALVA DANIEL III3 | 3601 CEDAR SPRINGS RD DALLAS, TX 75219 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $984 | — | $984 | 4.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $135 | — | $135 | 2.55% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC - NEW YORK NY | 1787 SENTRY PKWY W, VEVA 16 SUITE 320 BLUE BELL, PA 19422 | EYEMED | $15K | — | $15K | 2236.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,315 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 54 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 212 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 32,581 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 136 | $1.3M |
| Vision(2 contracts) | EYEMED | 5,201 | $309K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 11,777 | $1.6M |
| Short-term disability | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 6,124 | $865K |
| Long-term disability | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 2,853 | $751K |
| Other(7 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 32,315 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 32,315 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.