See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENT HEALTH CORPORATION EIN 16-1237733 SERVICE PROVIDER | Claims processing Service code 12 | — | $123K |
| HR BENEFIT ADVISORS, LTD EIN 16-1455424 CONSULTANT | Consulting (pension) Service code 17 | — | $36K |
| DENTAL PAY PLUS, INC. DBA PRO BENEF EIN 16-1514371 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $17K |
| MEDTRAKRX EIN 36-4221427 PBM | Claims processing Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 426 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 426 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | EASTERN VISION SERVICE PLAN, INC. | 179 | $24K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 426 | $96K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 304 | $323K |
| Other | FIRST UNUM LIFE INSURANCE COMPANY | 144 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 426 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.