See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MANNING & NAPIER EIN 16-0995736 INVESTMENT MANAGER | Investment management Service code 28 | — | $200K |
| LEEANN MURPHY EIN 16-0841426 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $75K |
| DEANNA WRAZEN EIN 16-0841426 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| JODENE BLAKE EIN 16-0841426 EMPLOYEE | Employee (plan) Service code 30 | — | $55K |
| KATHLEEN COHEN EIN 16-0841426 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| ALICE RINK EIN 16-0841426 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| KRISTI CIALONE EIN 16-0841426 EMPLOYEE | Employee (plan) Service code 30 | — | $46K |
| BONADIO & CO. EIN 16-1131146 ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $34K |
| BLITMAN & KING, LLP EIN 16-1047304 ATTORNEY | Legal Service code 29 | — | $34K |
| O'SULLIVAN ASSOCIATES EIN 22-1837827 ACTUARY | Actuarial Service code 11 | — | $22K |
| JBM COMPUTER CONSULTANTS EIN 16-1173118 CONSULTANT | Consulting (general) Service code 16 | — | $18K |
| M&T INVESTMENT GROUP EIN 16-0538020 INVESTMENT CUSTODIAN | Custodial (securities) Service code 19 | — | $13K |
| SEGAL MARCO ADVISORS EIN 13-2646110 INVESTMENT ADVISORY | Investment advisory (plan) Service code 27 | — | $9K |
| PCA TECHNOLOGY GROUP EIN 26-0022778 CONSULTANT | Consulting (general) Service code 16 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 832 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 137 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 969 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUECROSS BLUESHIELD OF WESTERN NEW YORK | 1,026 | $5.9M |
| Vision | BLUECROSS BLUESHIELD OF WESTERN NEW YORK | 1,026 | $5.9M |
| Prescription drug(4 contracts) | BLUECROSS BLUESHIELD OF WESTERN NEW YORK | 1,026 | $6.1M |
| Other | BLUECROSS BLUESHIELD OF WESTERN NEW YORK | 1,026 | $5.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,026 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.