No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ELLIE MUNSON EIN 16-0810677 EMPLOYEE | Plan Administrator; Employee (plan); Direct payment from the plan Service code 14 | — | $71K |
| CASSANDRA WHITNEY EIN 16-0810677 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $49K |
| DANIELLE MARSH EIN 16-0810677 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $37K |
| O'SULLIVAN ASSOCIATES EIN 20-8199367 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $35K |
| JBM COMPUTER CONSULTING EIN 16-1173118 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $30K |
| TRONCONI SEGARRA & ASSOCIATES EIN 04-3728817 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $22K |
| PCA TECHNOLOGY GROUP EIN 26-0022778 NONE | Consulting (general) Service code 16 | — | $21K |
| LIPSITZ, GREEN, SCIME, CAMBRIA LLP EIN 16-0905097 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 98 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 348 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 252 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.