No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXCELLUS BLUECROSS BLUESHIELD EIN 15-0329043 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $597K |
| MICHAEL CECERE EIN 16-0778220 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $74K |
| BENESYS, INC. NONE | Consulting (general); Direct payment from the plan Service code 16 | 700 TOWER DR 300 TROY, MI 48098 | $70K |
| BONADIO & CO., LLP EIN 16-1131146 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $57K |
| DIANE LALLY EIN 16-0778220 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $51K |
| JULIE WHITE EIN 16-0778220 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $49K |
| MANNING & NAPIER ADVISORS, INC. EIN 16-0995763 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $48K |
| NANCY TRAN EIN 16-0778220 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $43K |
| BOLTON PARTNERS NORTHEAST, INC. EIN 27-3666661 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $35K |
| HARTER SECREST & EMERY EIN 16-0766172 NONE | Legal; Direct payment from the plan Service code 29 | — | $33K |
| MICHELLE CATALFAMO EIN 16-0778220 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $17K |
| URMC DEPARTMENT OF PSYCHIATRY NONE | Direct payment from the plan; Consulting (general) Service code 16 | 601 ELMWOOD AVENUE, BOX 888 ROCHESTER, NY 14642 | $17K |
| M&T TRUST COMPANY EIN 16-0538020 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| ROCHESTER ELECTRICAL WORKERS BLDG EIN 16-1038943 AFFILIATED ENTITY | Other services; Direct payment from the plan Service code 49 | — | $13K |
| IT INSIGHTS OF ROCHESTER NONE | Other services; Direct payment from the plan Service code 49 | 2250 PENFIELD ROAD ROCHESTER, NY 14625 | $11K |
| PHOENIX GRAPHICS NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 1525 EMERSON STREET ROCHESTER, NY 14606 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 733 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 476 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | EXCELLUS BLUECROSS BLUESHIELD PLAN | 978 | $507K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 978 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.