| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEY INSURANCE & BENEFIT SERVICES3 | 1215 MANOR DRIVE STE 200 MECHANICSBURG, PA 17055 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $4K | $0 | $4K | 2.66% |
| BENEDICT DAVID3 | 700 BAUSCH AND LOMB PLACE ROCHESTER, NY 14604 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $881 | $0 | $881 | 0.56% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND FINANCIAL NETWORK INC. | 71 MONROE AVE STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $870 | $0 | $870 | 0.55% |
| BELTZ IANNI & ASSOCIATES LLC3 | 280 KENNETH DR STE 110 ROCHESTER, NY 14623 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $435 | $0 | $435 | 0.28% |
| KEY INSURANCE & BENEFIT SERVICES3 | 1215 MANOR DRIVE STE 200 MECHANICSBURG, PA 17055 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $3K | $0 | $3K | 3.71% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND FINANCIAL NETWORK INC. | 71 MONROE AVE. STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $479 | $0 | $479 | 0.71% |
| BENEDICT DAVID3 | 700 BAUSCH AND LOMB PLACE ROCHESTER, NY 14604 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $369 | $0 | $369 | 0.54% |
| BELTZ IANNI & ASSOCIATES LLC3 | 280 KENNETH DR STE 110 ROCHESTER, NY 14623 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $239 | $0 | $239 | 0.35% |
| KEY INSURANCE & BENEFIT SERVICES3 | 1215 MANOR DR STE 200 MECHANICSBURG, PA 17055 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $3K | $0 | $3K | 4.53% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND FINANCIAL NETWORK INC. | 71 MONROE AVE STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $536 | $0 | $536 | 0.91% |
| BENEDICT DAVID3 | 700 BAUSCH AND LOMB PLACE ROCHESTER, NY 14604 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $283 | $0 | $283 | 0.48% |
| BELTZ IANNI & ASSOCIATES LLC3 Filed as: BELTZ IANNI ASSOCIATES LLC | 280 KENNETH DR STE 110 ROCHESTER, NY 14623 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $269 | $0 | $269 | 0.46% |
| KEY INSURANCE & BENEFIT SERVICES3 | 1215 MANOR DRIVE STE 200 MECHANICSBURG, PA 17055 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $880 | $0 | $880 | 3.68% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND FINANCIAL NETWORK INC. | 71 MONROE AVE STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $217 | $0 | $217 | 0.91% |
| BELTZ IANNI & ASSOCIATES LLC3 | 280 KENNETH DR STE 110 ROCHESTER, NY 14623 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $109 | $0 | $109 | 0.46% |
| KEY INSURANCE & BENEFIT SERVICES3 | 1215 MANOR DR STE 200 MECHANICSBURG, PA 17055 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $256 | $0 | $256 | 3.63% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND FINANCIAL NETWORK INC. | 71 MONROE AVE STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $66 | $0 | $66 | 0.94% |
| BELTZ IANNI & ASSOCIATES LLC3 | 280 KENNETH DR STE 110 ROCHESTER, NY 14623 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $34 | $0 | $34 | 0.48% |
| KEY INSURANCE & BENEFIT SERVICES3 | 1215 MANOR DRIVE STE 200 MECHANICSBURG, PA 17055 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $238 | $0 | $238 | 3.70% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND FINANCIAL NETWORK INC. | 71 MONROE AVE. STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $45 | $0 | $45 | 0.70% |
| BENEDICT DAVID3 | 700 BAUSCH AND LOMB PLACE ROCHESTER, NY 14604 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $35 | $0 | $35 | 0.54% |
| BELTZ IANNI & ASSOCIATES LLC3 | 280 KENNETH DR STE110 ROCHESTER, NY 14623 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $23 | $0 | $23 | 0.36% |
| KEY INSURANCE & BENEFIT SERVICES3 | 1215 MANOR DRIVE STE 200 MECHANICSBURG, PA 17055 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $40 | $0 | $40 | 3.74% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND FINANCIAL NETWORK INC. | 71 MONROE AVE STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $9 | $0 | $9 | 0.84% |
| BELTZ IANNI & ASSOCIATES LLC3 | 280 KENNETH DR STE 100 ROCHESTER, NY 14623 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $5 | $0 | $5 | 0.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 240 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(4 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 240 | $100K |
| Short-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 171 | $59K |
| Long-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 228 | $157K |
| Other | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 228 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 240 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.