| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP ADVISOR SERVICES LLC | 1250 S CAPITAL OF TX HIGHWAY BLDG 2 SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $793 | $32 | $825 | 0.53% |
| M HOLDINGS SECURITIES INC.3 | 1125 NW COUCH STREET SUITE 900 ATTN COMMISSIONS DEPT PORTLAND, OR 97209 | METROPOLITAN LIFE INSURANCE COMPANY | $790 | $32 | $822 | 0.53% |
| WILLIAM BEAR3 | 321 N CLARK ST. FL 14 ABI ATTN GARY KARLOWICZ CHICAGO, IL 60654 | METROPOLITAN LIFE INSURANCE COMPANY | $517 | $0 | $517 | 0.33% |
| LPL FINANCIAL CORP3 | 4701 EXECUTIVE DRIVE ATTN CLIENT COMPENSATION SAN DIEGO, CA 92121 | METROPOLITAN LIFE INSURANCE COMPANY | $347 | $76 | $423 | 0.27% |
| THE DOWNEY GROUP INC3 Filed as: THE DOWNEY GROUP INC. | P.O. BOX 1460 CHAMPAIGN, IL 61624 | METROPOLITAN LIFE INSURANCE COMPANY | $271 | $0 | $271 | 0.18% |
| JORDAN KATZ3 | 5 REVERE DRIVE, SUITE 130 NORTHBROOK, IL 60062 | METROPOLITAN LIFE INSURANCE COMPANY | $263 | $0 | $263 | 0.17% |
| DANA HAYES INC.3 | 5260 OLD ORCHARD RD. SKOKIE, IL 60077 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $665 | $0 | $665 | 14.99% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS INC. | P.O. BOX 416672 BOSTON, MA 022416672 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $267 | $2K | 115.83% |
| DANA HAYES INC.3 | 2113 AMMER RIDGE CT #101 GLENVIEW, IL 60025 | METROPOLITAN LIFE INSURANCE COMPANY | $557 | $0 | $557 | 36.43% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SERVICES INC. | 1018 W. 9TH AVENUE KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $27 | $27 | 1.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.