| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 3.64% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 2.36% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14223 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 3.03% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 1.97% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 4.02% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.03% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $805 | — | $805 | 1.97% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 4.43% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $755 | — | $755 | 2.87% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $102 | — | $102 | 3.04% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $66 | — | $66 | 1.97% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $30 | — | $30 | 3.04% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $19 | — | $19 | 1.93% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $45 | — | $45 | 6.07% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $30 | — | $30 | 4.05% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1 | — | $1 | 2.44% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1 | — | $1 | 2.44% |
| KEVIN SMYTH3 | 110 LAMARCK DRIVE AMHERST, NY 14226 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1 | — | $1 | 8.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $128K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 319 | $128K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 333 | $206K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 221 | $26K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 302 | $258K |
| Other(7 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 302 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.