| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | EXCELLUS BLUE CROSS BLUE SHIELD | $76K | — | $76K | 2.64% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $7K | — | $7K | 5.00% |
| JAMES R NELLIGAN & ASSOCS LLC3 | 1800 RT 34 BUILDING 4 STE 404A WALL, NJ 07719 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | — | $542 | $542 | 0.37% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY, INC. | 28 S VINE ST HAZLETON, PA 18201 | COMPANION LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1800 RT 34 BUILDING 4 WALL, NJ 07719 | COMPANION LIFE INSURANCE COMPANY | — | $263 | $263 | 0.38% |
| ANDREW THOMAS3 | 4802 BURRSTONE RD SYRACUSE, NY 13215 | AFLAC | $2K | $90 | $2K | 5.61% |
| JENNIFER DICK3 | 891 BABCOCK LAKE ROAD PETERSBURG, NY 12138 | AFLAC | $1K | — | $1K | 3.43% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: CROWN RISK MANAGEMENT LLC | 432 N FRANKLIN ST STE 20 SYRACUSE, NY 13204 | AFLAC | $877 | — | $877 | 2.35% |
| JOSEPH P CALARCO3 | PO BOX 130 AUBURN, NY 13021 | AFLAC | $836 | $18 | $854 | 2.29% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | AFLAC | $567 | — | $567 | 1.52% |
| LAURA BOHANNON3 | 23 S MARVINE AVE AUBURN, NY 13021 | AFLAC | $482 | $18 | $500 | 1.34% |
| BRAD JONES AND ASSOCIATES INC3 | 19 BRITISH AMERICAN BLVD LATHAM, NY 12110 | AFLAC | $122 | — | $122 | 0.33% |
| JUSTIN M. BYMASTER3 Filed as: JUSTIN M BYMASTER | 6766 WOLCOTT ST RED CREEK, NY 13143 | AFLAC | $120 | — | $120 | 0.32% |
| KELLY A IRVINE3 | 15801 WHITE ORCHID LN FORT MYERS, FL 33908 | AFLAC | $52 | — | $52 | 0.14% |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $41 | — | $41 | 0.11% |
| SHAWN DALY3 | 2287 CENTER ROAD SCIPIO CENTER, NY 13147 | AFLAC | $24 | — | $24 | 0.06% |
| NICHOLAS CALARCO3 | 162 YORK ST AUBURN, NY 13021 | AFLAC | $24 | — | $24 | 0.06% |
| STEPHEN R CONNORS3 | 108 HUNTSHILL RD SYRACUSE, NY 13209 | AFLAC | $11 | — | $11 | 0.03% |
| EDWARD D YATES JR3 | 2063 COUNTY ROUTE 8 OSWEGO, NY 13126 | AFLAC | $6 | — | $6 | 0.02% |
| ALISHA K ROBINSON3 | PO BOX 272 OLD FORGE, NY 13420 | AFLAC | $2 | — | $2 | 0.01% |
| CYNTHIA BENNETT3 | PO BOX 277 ILION, NY 13357 | AFLAC | $1 | — | $1 | 0.00% |
| ONEGROUP NY INC3 Filed as: ONEGROUP (ONEIDA WEALTH) | 706 N CLINTON ST SYRACUSE, NY 13204 | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $3K | — | $3K | 9.93% |
| CORY D NELSON3 | 215 HIGHWAY 965 NE STE 3 NORTH LIBERTY, IA 52317 | AFLAC | $293 | — | $293 | 1.35% |
| JOHANNA R GRIFFIN3 | 341 WOODFORD DR MILLBROOK, AL 36054 | AFLAC | $284 | — | $284 | 1.31% |
| MISSY A ARENHOLZ3 | 403 W PROSPECT ST BOX 712 SHELL ROCK, IA 50670 | AFLAC | $244 | — | $244 | 1.13% |
| ANDREW THOMAS3 Filed as: ANDREW C THOMAS | 101 OLD COVE RD STE 114 LIVERPOOL, NY 13090 | AFLAC | $190 | — | $190 | 0.88% |
| JENNIFER DICK3 Filed as: JENNIFER M DICK | 891 BABCOCK LAKE ROAD PETERSBURG, NY 12138 | AFLAC | $176 | — | $176 | 0.81% |
| BRIAN K CHAMBERS3 | 8 NIGHTWIND CT COLUMBUS, GA 31909 | AFLAC | $172 | — | $172 | 0.80% |
| JOSEPH P CALARCO3 | PO BOX 130 AUBURN, NY 13021 | AFLAC | $130 | — | $130 | 0.60% |
| THE TODD GROUP3 | 4409 BLAIR RIDGE RD CEDAR FALLS, IA 50613 | AFLAC | $93 | — | $93 | 0.43% |
| JOHN J MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $92 | — | $92 | 0.43% |
| KEITH LIN BELICH3 | 8408 TIMBER CREEK DR PIKE ROAD, AL 36064 | AFLAC | $83 | — | $83 | 0.38% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $75 | — | $75 | 0.35% |
| TYSON J BURTON3 | 200 STATE ST STE 202Y CEDAR FALLS, IA 50613 | AFLAC | $70 | — | $70 | 0.32% |
| KEVIN CURTIS3 | 401 RYLAND ST STE 204 RENO, NV 89502 | AFLAC | $54 | — | $54 | 0.25% |
| MARC W WHITE3 | 2601 COVEY CT CEDAR FALLS, IA 50613 | AFLAC | $36 | — | $36 | 0.17% |
| JENNIFER E MACIAS3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $33 | — | $33 | 0.15% |
| TAMMY HALLMAN STARNES3 | 1062 E POPLAR ST PRATTVILLE, AL 36066 | AFLAC | $19 | — | $19 | 0.09% |
| LES HEINSEN INS SERVICES INC3 | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $14 | — | $14 | 0.06% |
| TERRELL & COMPANY INC3 | 4401 WESTOWN PKWY STE 350 WEST DES MOINES, IA 50266 | AFLAC | $13 | — | $13 | 0.06% |
| ERIC JASON WILLIAMS3 | 2907 DALLAS DR CEDAR FALLS, IA 50613 | AFLAC | $12 | — | $12 | 0.06% |
| KACY A GRUENKEMEYER3 | 543 ALSTON DR CHATTANOOGA, TN 37419 | AFLAC | $7 | — | $7 | 0.03% |
| SCOTT R FRITCHER3 | 3511 131ST ST URBANDALE, IA 50323 | AFLAC | $6 | — | $6 | 0.03% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $6 | — | $6 | 0.03% |
| AMY E COHEN3 Filed as: AMY MARIE LUDWICK | 305 10TH ST STE 17 SACRAMENTO, CA 95814 | AFLAC | $5 | — | $5 | 0.02% |
| MICHAEL C WALKER3 Filed as: MICHAEL JAMES RHODD | 4160 GREEN VALLEY RD FAIRFIELD, CA 94534 | AFLAC | $5 | — | $5 | 0.02% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $4 | — | $4 | 0.02% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $4 | — | $4 | 0.02% |
| LORA CARNES3 | 300 E 2ND ST STE 1320 RENO, NV 89501 | AFLAC | $4 | — | $4 | 0.02% |
| STEVEN G JOHNSON3 | 35989 HIGHWAY 69 STE C FOREST CITY, IA 50436 | AFLAC | $4 | — | $4 | 0.02% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $3 | — | $3 | 0.01% |
| BERNARD J BRAZEAU3 | 6705 GRIMES ST INDIANOLA, IA 50125 | AFLAC | $0 | — | $0 | 0.00% |
| HEATHER D SWANSON3 | 4517 49TH PL DES MOINES, IA 50310 | AFLAC | $0 | — | $0 | 0.00% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY, INC. | 706 NORTH CLINTON ST ONEGROUP CENTER SYRACUSE, NY 13204 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 12.57% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY, INC. | 28 S VINE ST HAZLETON, PA 18201 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1800 RT 34 BUILDING 4 WALL, NJ 07719 | COMPANION LIFE INSURANCE COMPANY | — | $49 | $49 | 0.39% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: CROWN RISK MANAGEMENT LLC | 432 N FRANKLIN ST SYRACUSE, NY 132041560 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $273 | — | $273 | 3.53% |
| CROWN RISK MANAGEMENT, LLC3 | 432 N FRANKLIN ST STE 20 SYRACUSE, NY 13204 | MUTUAL OF OMAHA INSURANCE COMPANY | $196 | $21 | $217 | 11.09% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1800 RT 34 BUILDING 4 WALL, NJ 07719 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $8 | $8 | 0.41% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: CROWN RISK MANAGEMENT LLC | 432 NORTH FRANKLIN STREET SYRACUSE, NY 13202 | FIRST UNUM LIFE INSURANCE COMPANY | $1K | — | $1K | — |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | FIRST UNUM LIFE INSURANCE COMPANY | $482 | — | $482 | — |
| SCOTT B MESCON3 | 9605 DUNDERRY HEIGHTS BALDWINSVILLE, NY 13027 | FIRST UNUM LIFE INSURANCE COMPANY | $141 | — | $141 | — |
| NORMAN CAFFREY3 | 6053 JERUSALEM DR CICERO, NY 13039 | FIRST UNUM LIFE INSURANCE COMPANY | $141 | — | $141 | — |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NEW YORK INC | 500 PLUM ST SYRACUSE, NY 13204 | FIRST UNUM LIFE INSURANCE COMPANY | $105 | — | $105 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 371 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 371 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUE CROSS BLUE SHIELD | 254 | $2.9M |
| Dental | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | 256 | $147K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK | 360 | $30K |
| Life insurance(2 contracts) | COMPANION LIFE INSURANCE COMPANY | 371 | $82K |
| Short-term disability(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 145 | $21K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 145 | $13K |
| Prescription drug | EXCELLUS BLUE CROSS BLUE SHIELD | 254 | $2.9M |
| Other(3 contracts, 2 carriers) | AFLAC | 371 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 371 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.