No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MILLIMAN USA EIN 91-0675641 NONE | Actuarial Service code 11 | — | $142K |
| SHARON MOLINELLI EIN 14-6022213 EMPLOYEE | Employee (plan) Service code 30 | — | $93K |
| SUZANNE JOINER EIN 14-6022213 EMPLOYEE | Employee (plan) Service code 30 | — | $62K |
| STONE CASTLE REALTY EIN 13-2891975 RELATED FUND | Real estate brokerage Service code 32 | — | $52K |
| STACEY BRAUN ASSOCIATES, INC. EIN 13-2889432 NONE | Investment management Service code 28 | — | $51K |
| TERESA SOZIO EIN 14-6022213 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| TERESA KURTA EIN 14-6022213 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| LEWIS, CLIFTON & NIKOLAIDIS EIN 01-0803844 NONE | Legal Service code 29 | — | $46K |
| MSPC EIN 22-2951202 NONE | Accounting (including auditing) Service code 10 | — | $39K |
| DAVID KRAMER EIN 13-3290525 NONE | Legal Service code 29 | — | $20K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Investment management Service code 28 | — | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 95 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 261 | $44K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 261 | $44K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 261 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.