| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | HUMANA HEALTH PLAN OF TEXAS, INC. | $61K | -$5K | $56K | 2.73% |
| SUMITOMO LIFE INSURANCE AGENCY3 Filed as: SUMITOMO LIFE INS. AGENCY | 565 5TH AVENUE 5TH FLOOR NEW YORK, NY 10017 | HUMANA HEALTH PLAN OF TEXAS, INC. | -$92 | — | -$92 | -0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC. | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | HUMANA DENTAL INSURANCE COMPANY | $5K | — | $5K | 4.96% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC. | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $517 | $5K | 6.89% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC. | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $20 | $5K | 8.22% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC. | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $327 | $7K | 14.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC. | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $285 | $4K | 9.91% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC. | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 9.30% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH JCS INC. | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 36.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF TEXAS, INC. | 259 | $2.0M |
| Dental | HUMANA DENTAL INSURANCE COMPANY | 263 | $94K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 498 | $29K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 286 | $122K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 286 | $75K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 111 | $41K |
| Prescription drug | HUMANA HEALTH PLAN OF TEXAS, INC. | 259 | $2.0M |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 286 | $199K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 498 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.