| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 200 CENTER POINT ROAD SUITE 2400 COLOMBIA, SC 29210 | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | $93K | — | $93K | 10.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES C | ATTN BONNIE EDWARDS 414 GALLIMORE DAIRY RD. STE. F GREENSBORO, NC 27409 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | $18K | $36K | 3.94% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES - C | ATTN BONNIE EDWARDS 414 GALLIMORE DAIRY RD, STE F GREENSBORO, NC 27409 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $63K | $8K | $71K | 17.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-COLUMBIA | ATTN BONNIE EDWARDS 414 GALLIMORE DAIRY RD, STE F GREENSBORO, NC 27409 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $2K | $14K | 14.13% |
| BENEFITSTORE INC3 | DALLAS REGIONAL LOCKBOX,BENEFITSTOR LOCKBOX NUMBER 893383 RICHARDSON, TX 75081 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $882 | — | $882 | 0.86% |
| GBS BENEFITS INC3 | 465 S 400 EAST STE 300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $23 | — | $23 | 0.02% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES - C | ATTN BONNIE EDWARDS 414 GALLIMORE DAIRY RD, STE F GREENSBORO, NC 27409 | UNUM INSURANCE COMPANY | $12K | $2K | $14K | 17.00% |
| GBS BENEFITS INC3 | 465 S 400 E STE 300 SALT LAKE CITY, UT 84111 | MASSACHUSETTS MUTUAL LIFE INSURANCE | $4K | — | $4K | 7.57% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DR STE 1800 GREENSBORO, NC 27409 | MASSACHUSETTS MUTUAL LIFE INSURANCE | $1K | $416 | $2K | 3.50% |
| TIMONTHY C FLANAGAN3 | 4350 CONGRESS ST STE 300 CHARLOTTE, NC 28209 | MASSACHUSETTS MUTUAL LIFE INSURANCE | $228 | $1K | $2K | 3.14% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB & T INSURANCE SERVICES INC | 414 GALLIMORE DAIRY RD STE F GREENSBORO, NC 27409 | MASSACHUSETTS MUTUAL LIFE INSURANCE | $26 | — | $26 | 0.05% |
| BRADY MURRAY3 | 2901 W BLUE GRASS BLVD STE 320 LEHI, UT 84043 | MASSACHUSETTS MUTUAL LIFE INSURANCE | $12 | — | $12 | 0.02% |
| BB&T INSURANCE SERVICES, INC.4 Filed as: BB & T INSURANCE SALES | PO BOX 896620 CHARLOTTE, NC 28289 | PRE-PAID LEGAL SERVICES, INC | $2K | — | $2K | 7.61% |
| GBS BENEFITS INC4 Filed as: GBS BENEFITS | 4655 400 E STE 300 SALT LAKE CITY, UT 84111 | PRE-PAID LEGAL SERVICES, INC | $1K | — | $1K | 4.36% |
| CROUSE COMPANY LLC4 | 818 A DELMAS AVE NASHVILLE, TN 37216 | PRE-PAID LEGAL SERVICES, INC | $189 | — | $189 | 0.77% |
| FOOTPRINTS IN THE SAND FITS LLC4 Filed as: FOOTPRINTS IN TE SAND FITS LLC | 725 OAKSDALE SUMMIT CT WILDWOOD, MO 63011 | PRE-PAID LEGAL SERVICES, INC | $67 | — | $67 | 0.27% |
| ANN M PALMER4 | 311 SUNNYSIDE AVE MURRELLS INLET, SC 29576 | PRE-PAID LEGAL SERVICES, INC | $65 | — | $65 | 0.26% |
| ALAN K STEELE4 | PO BOX 664 SANTAQUIN, UT 84655 | PRE-PAID LEGAL SERVICES, INC | $36 | — | $36 | 0.15% |
| WILLIS TOWERS WATSON US LLC4 Filed as: WILLIS TOWERS WATSON NORTHEAST INC | 200 LIBERTY ST NEW YORK, NY 10281 | PRE-PAID LEGAL SERVICES, INC | $36 | — | $36 | 0.15% |
| D'ANN DABELL4 Filed as: D ANN DABELL | 1174 N 2000 E LAYTON, UT 84040 | PRE-PAID LEGAL SERVICES, INC | $33 | — | $33 | 0.13% |
| STEVEN E MAUCERI4 | 1515 HEMLOCK FARMS HAWLEY, PA 18248 | PRE-PAID LEGAL SERVICES, INC | $33 | — | $33 | 0.13% |
| BB&T INSURANCE SERVICES, INC.3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $864 | — | $864 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 730 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 730 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MARQUEE HEALTH LLC | 801 | $10K |
| Dental | DELTA DENTAL | 1,787 | $476K |
| Vision | VISION SERVICE PLAN | 622 | $109K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 852 | $1.3M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 852 | $903K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 852 | $956K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | 0 | $930K |
| Other(6 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 852 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,787 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.