See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE EIN 23-7391136 ASO CARRIER | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Float revenue; Contract Administrator Service code 12 | — | $424K |
| COMPSYCH EIN 36-3739783 EAP VENDOR | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Plan Administrator; Claims processing Service code 12 | 455 N. CITYFRONT PLAZA DRIVE 13TH FLOOR CHICAGO, IL 60611 | $30K |
| PROBENEFITS EIN 56-1963273 FSA VENDOR | Direct payment from the plan; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Claims processing Service code 12 | 2634 REYNOLDA RD. WINSTON-SALEM, NC 27106 | $24K |
| MARSHALL & STERLING BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Other commissions Service code 22 | 110 MAIN STREET POUGHKEEPSIE, NY 12601 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 79 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,420 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 970 | $589K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,278 | $592K |
| Vision | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 970 | $589K |
| Life insurance | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 1,341 | $416K |
| Short-term disability | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 1,341 | $416K |
| Long-term disability | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 1,341 | $416K |
| Stop-loss / reinsurancereinsurance | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 970 | $589K |
| Other | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 1,341 | $416K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.