| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10887 | AETNA LIFE INSURANCE CO. | — | $71K | $71K | 1.17% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE CO. | — | $28K | $28K | 0.46% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE CO. | — | $23K | $23K | 0.38% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE CO. | — | $4K | $4K | 0.07% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE CO. | — | $2K | $2K | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | AETNA LIFE INSURANCE CO. | — | $2K | $2K | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | 335 MADISON AVE FL 20 NEW YORK, NY 100174633 | RELIASTAR LIFE INSURANCE COMPANY | — | $178K | $178K | 5.00% |
| SOUTHEAST PLANNING ASSOC. INC.3 | 5 DEPOT STREET PO BOX 1047 ATHENS, OH 45701 | MEDICAL MUTUAL OF OHIO | $16K | $2K | $18K | 2.46% |
| HORST INSURANCE3 | 320 GRANITE RUN DRIVE LANCASTER, PA 17601 | CAPITAL ADVANTAGE ASSURANCE COMPANY | $11K | $0 | $11K | 1.62% |
| AON CONSULTING INC3 Filed as: AON | 199 WATER STREET NEW YORK, NY 10038 | ACE AMERICAN INSURANCE COMPANY | $8K | — | $8K | 20.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | SUN LIFE AND HEALTH INSURANCE COMPANY | $4K | — | $4K | 11.15% |
| HORST INSURANCE3 Filed as: HGID D/B/A HORST INSURANCE | 320 GRANITE RUN DR LANCASTER, PA 17601 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $38 | $2K | 6.03% |
| H.G.I.D. INC.3 Filed as: H.G.I.D. INC | PO BOX 3320 GRANITE RUN DRIVE LANCASTER, PA 17604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.49% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, INC. | 525 W. MONROE SUITE 600 CHICAGO, IL 60661 | NOVA HEALTHCARE ADMINISTRATORS, INC. | $251 | $3K | $3K | 15.96% |
| CORPORATE BENEFIT SYSTEMS3 | 2507 BROWNCROFT BLVD #205 ROCHESTER, NY 14625 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 11.67% |
| COTTINGHAM & BUTLER3 Filed as: COTTINGHAM & BUTLER INS SVCS INC | 800 MAIN ST DUBUQUE, IA 52001 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $719 | $2K | 16.99% |
| LOCKTON COMPANIES, LLC3 | 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | SUN LIFE AND HEALTH INSURANCE COMPANY | $775 | — | $775 | 10.01% |
| H.G.I.D. INC.3 Filed as: H.G.I.D. INC | PO BOX 3320 GRANITE RUN DRIVE LANCASTER, PA 17604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $944 | $0 | $944 | 12.45% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - ST LO | C/O BANK OF AMERICA PO BOX 505115 ST LOUIS, MO 631505115 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $590 | $118 | $708 | 12.00% |
| H.G.I.D. INC.3 Filed as: H.G.I.D. INC | 320 GRANITE RUN DRIVE LANCASTER, PA 17604 | VISION BENEFITS OF AMERICA | $227 | $0 | $227 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,250 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 140 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 139 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,529 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | MEDICAL MUTUAL OF OHIO | 45 | $1.1M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 6,861 | $6.1M |
| Vision(3 contracts, 3 carriers) | EYEMED VISION CARE | 10,522 | $610K |
| Life insurance(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO. | 6,861 | $6.1M |
| Short-term disability(2 contracts) | SUN LIFE AND HEALTH INSURANCE COMPANY | 84 | $46K |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 6,861 | $6.1M |
| Other(11 contracts, 10 carriers) | AETNA LIFE INSURANCE CO. | 8,250 | $10.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,522 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.