See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MVP SELECT CARE, INC EIN 14-1704347 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $201K |
| MEGHAN LEFSYK EIN 14-1461803 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $97K |
| BLITMAN & KING EIN 16-1047304 NONE | Legal; Direct payment from the plan Service code 29 | — | $64K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $63K |
| MARIE GRAY EIN 14-1461803 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $62K |
| STACY REDMOND EIN 14-1461803 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $59K |
| BOLTON PARTNERS EIN 52-1231144 NONE | Actuarial; Direct payment from the plan; Other commissions; Consulting (general) Service code 11 | — | $59K |
| LISA WALLIN EIN 14-1461803 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $40K |
| MODERN ADMINISTRATION SYSTEMS LLC EIN 98-2010862 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $39K |
| MORGAN STANLEY SMITH BARNEY EIN 20-8764829 NONE | Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment advisory (plan); Other investment fees and expenses; Securities brokerage commissions and fees; Direct payment from the plan; Securities brokerage; Custodial (securities); Other commissions; Investment management fees paid directly by plan Service code 15 | — | $18K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $16K |
| JOSEPH W MCCARTHY & ASSOCIATES EIN 16-1120588 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $12K |
| KEY BANK EIN 31-1974250 NONE | Other services; Direct payment from the plan Service code 49 | — | $11K |
| KARPUS INVESTMENT MANAGEMENT EIN 16-1290558 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $9K |
| INTEGRA CONSULTING, INC NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 6207 KEYSTONE WAY JAMESVILLE, NY 13078 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 590 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 48 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 638 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 640 | $63K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE COMPANY | 467 | $380K |
| Other(2 contracts, 2 carriers) | UNION LABOR LIFE INSURANCE COMPANY | 640 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 640 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.