No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITEDHEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Claims processing; Contract Administrator Service code 12 | — | $5.2M |
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 NONE | Claims processing; Contract Administrator Service code 12 | — | $3.4M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Claims processing; Contract Administrator Service code 12 | — | $3.1M |
| NORTHGATEARINSO, INC EIN 65-1205969 NONE | Claims processing; Contract Administrator Service code 12 | — | $1.5M |
| WAGEWORKS, INC EIN 94-3351864 NONE | Claims processing; Contract Administrator Service code 12 | — | $1.2M |
| UNITED BEHAVORIAL HEALTH DBA OPTUM EIN 94-2649097 NONE | Claims processing; Contract Administrator Service code 12 | — | $779K |
| OPTUMHEALTHCARE SOLUTIONS INC EIN 41-1591944 NONE | Contract Administrator; Claims processing Service code 12 | — | $650K |
| CAPITAL DISTRICT PHYSICIAN'S HEALTH EIN 14-1641028 NONE | Claims processing; Contract Administrator Service code 12 | — | $510K |
| WAGEWORKS EIN 20-0198855 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $101K |
| CERIDIAN BENEFIT SERVICES EIN 59-3424469 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $50K |
| AMERICAN HEALTHWAYS SERVICES, LLC EIN 62-1117144 NONE | Other services Service code 49 | — | $40K |
| MORNEAU SHEPELL, LTD EIN 52-1883918 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $39K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 51,805 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 51,805 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ACE AMERICAN INSURANCE COMPANY | 51,805 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 51,805 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.