| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY - EASTERN STATES | 333 WEST 34TH STREET NEW YORK, NY 10001 | AMERICAN ALTERNATIVE INSURANCE CORPORATION | $28K | — | $28K | 3.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE INC EIN 27-7391136 NONE | Float revenue; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator Service code 12 | — | $2.8M |
| CONGRESS ASSET MANAGEMENT COMPANY EIN 04-2848965 NONE | Investment management Service code 28 | — | $283K |
| WILLIAM FARANDA EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $199K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 AUDITOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing) Service code 10 | — | $189K |
| SELEDENT, INC. EIN 11-3310187 NONE | Claims processing Service code 12 | — | $186K |
| KATHRYN FISLER EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $136K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 11 | — | $130K |
| SANDRA CHIN EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $128K |
| STACEY BRAUN ASSOCIATES, INC. EIN 13-2889432 NONE | Investment management; Soft dollars commissions Service code 28 | — | $106K |
| ANNETTE HASSELL EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $91K |
| PITTA & GIBLIN, LLP EIN 26-3852082 ATTORNEY | Legal Service code 29 | — | $89K |
| DATAPRISE, INC EIN 52-1920434 NONE | Consulting fees Service code 70 | — | $86K |
| MPC CAPITAL ADVISORS, LLC EIN 27-2136582 NONE | Investment advisory (plan) Service code 27 | — | $73K |
| PROSKAUER ROSE, LLP EIN 13-1840454 NONE | Legal Service code 29 | — | $62K |
| MARGARITA IONESCU EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $60K |
| JUDITH LOZANO EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $60K |
| ROSE GOLDMAN EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| MILIAGROS MELENDEZ EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $57K |
| RENEE ALLOCCA EIN 13-6674743 EMPLOYEE | Employee (plan) Service code 30 | — | $33K |
| JP MORGAN CHASE EIN 13-4994650 NONE | Other investment fees and expenses; Float revenue; Custodial (securities) Service code 19 | — | $33K |
| KMR SYSTEMS CORPORATION EIN 13-3192128 NONE | Consulting fees Service code 70 | — | $26K |
| TEMPORARY STAFFING BY SUZANNE, LTD EIN 13-4042580 NONE | Other services Service code 49 | — | $21K |
| OFFICE TEAM EIN 94-1648752 NONE | Other services Service code 49 | — | $10K |
| SEGAL SELECT INSURANCE SERVICES INC | Insurance brokerage commissions and fees Service code 53 | — | $5K |
| SEGAL SELECT INSURANCE SERVICES EIN 13-2988846 NONE | Insurance brokerage commissions and fees Service code 53 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,074 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 971 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,045 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | AMERICAN ALTERNATIVE INSURANCE CORPORATION | 5,312 | $918K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.