See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MILLIMAN, INC. EIN 91-0675641 NONE | Consulting fees; Direct payment from the plan; Consulting (general); Actuarial Service code 11 | ONE PENNSYLVANIA PLAZA 38TH FLOOR NEW YORK, NY 10119 | $82K |
| FABIAN & BYRN, LLC EIN 25-1914887 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 400 FRANKLIN AVENUE PHOENIXVILLE, PA 19460 | $61K |
| COLLERAN, O'HARA & MILLS EIN 11-2940050 NONE | Legal; Direct payment from the plan Service code 29 | 1225 FRANKLIN AVENUE GARDEN CITY, NY 11530 | $30K |
| EPSTEIN BECKER & GREEN PC EIN 13-3031033 NONE | Legal; Direct payment from the plan Service code 29 | 250 PARK AVENUE NEW YORK, NY 10177 | $30K |
| ALAN ROSS & COMPANY, PC EIN 20-5367494 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 10 HEARTHSTONE COURT SUITE 100 READING, PA 19606 | $12K |
| CIGNA EIN 59-1031071 NONE | Participant communication; Float revenue; Named fiduciary; Direct payment from the plan; Other services; Contract Administrator; Claims processing; Non-monetary compensation Service code 12 | 900 COTTAGE GROVE ROAD HARTFORD, CT 061521328 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 557 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 368 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 925 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY AND AFFILIATES | 1,737 | $11.6M |
| Life insurance | UNION LABOR LIFE INSURANCE | 953 | $236K |
| Prescription drug | CONNECTICUT GENERAL LIFE INSURANCE COMPANY AND AFFILIATES | 1,737 | $11.6M |
| Other | UNION LABOR LIFE INSURANCE | 553 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,737 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.