See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE, INC. EIN 23-7391136 | Claims processing; Contract Administrator; Other services; Sub-transfer agency fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | — | $2.0M |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 | Contract Administrator; Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $207K |
| PETER J. RUFFNER EIN 13-6211854 | Employee (plan) Service code 30 | — | $94K |
| VITECH SYSTEMS GROUP EIN 13-3785492 | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $55K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 | Insurance services; Direct payment from the plan; Insurance brokerage commissions and fees Service code 23 | — | $52K |
| LOUISE FURIO EIN 13-6211854 | Employee (plan) Service code 30 | — | $47K |
| ROGER ROSS EIN 13-6211854 | Employee (plan) Service code 30 | — | $41K |
| KEVIN J. DRISCOLL EIN 13-6211854 | Employee (plan) Service code 30 | — | $38K |
| FRANCES MCCANN EIN 13-6211854 | Employee (plan) Service code 30 | — | $32K |
| LAPADULA, CARLSON AND CO. CPA EIN 65-0292391 | Accounting (including auditing) Service code 10 | — | $29K |
| INTEGRITY PHARMACEUTICAL ADV. , LLC EIN 45-3047652 | Actuarial Service code 11 | — | $29K |
| WILLIAM J. TURNBULL EIN 13-6211854 | Employee (plan) Service code 30 | — | $28K |
| THE SEGAL COMPANY EIN 13-1835864 | Actuarial; Direct payment from the plan Service code 11 | — | $19K |
| DYNAMIC INDUSTRIES EIN 11-2467254 | Copying and duplicating Service code 36 | — | $16K |
| SEGAL MARCO ADVISORS EIN 13-2646110 | Investment advisory (plan); Consulting fees; Investment management fees paid directly by plan Service code 27 | — | $15K |
| CHUBB & SON EIN 13-1963496 | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $10K |
| STEIN AND STEIN, ATTORNEYS AT LAW EIN 11-3229754 | Legal; Direct payment from the plan Service code 29 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,050 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 138 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 3,188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 7,504 | $4.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,029 | $217K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 3,029 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,504 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.