| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 65 MADISON AVENUE STE 200 CHESTER, NJ 07930 | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | $4K | $7K | $11K | — |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PWY W VEVA 16 # 320 BLUE BELL, PA 19422 | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | — | $7K | $7K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RAYMOND PAPALEO EIN 13-6118802 NONE | Employee (plan) Service code 30 | — | $53K |
| BUCHBINDER TUNICK & CO LLP EIN 13-1578842 ACCOUNTANT OF RELATED ORG | Accounting (including auditing) Service code 10 | — | $46K |
| PROSKAUER ROSE LLP EIN 13-1840454 COUNSEL-REL'D ORG'N | Legal Service code 29 | — | $22K |
| MANNING & NAPIER ADVISORS LLC EIN 45-3328488 INVST. MGR OF RELATED ORG | Investment management Service code 28 | — | $13K |
| EMPIRE HEALTH CHOICE ASSURANCE INC. EIN 23-7391136 NONE | Claims processing Service code 12 | — | $13K |
| SEGAL MARCO ADVISORS EIN 13-2646110 INVST. ADV OF RELATED ORG | Investment advisory (plan) Service code 27 | — | $10K |
| MERRILL LYNCH EIN 13-5674085 NONE | Custodial (securities) Service code 19 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 449 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 449 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability | LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK | 466 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.