No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERCER EIN 13-2834414 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $2.0M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator; Other commissions; Direct payment from the plan Service code 13 | — | $1.1M |
| MUTUAL HEALTH SERVICES EIN 34-0648820 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $958K |
| MORGAN, LEWIS & BOCKIUS LLP EIN 23-0891050 NONE | Legal; Direct payment from the plan Service code 29 | — | $230K |
| BREDHOFF & KAISER, P.L.L.C. EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $228K |
| KELLY PRESS EIN 52-0975591 NONE | Accounting (including auditing); Copying and duplicating Service code 10 | — | $121K |
| BOND BEEBE EIN 52-1044197 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $63K |
| BDO USA LLP EIN 13-5381590 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $38K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $32K |
| HORIZON ACTUARIAL SERVICES LLP EIN 26-1370698 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $29K |
| SCHAEFER PRINTING COMPANY EIN 34-0510730 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $17K |
| ERNST & YOUNG, LLP EIN 34-6565596 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $15K |
| PARAGON CONSULTING EIN 34-1736259 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $10K |
| OCHOA VEGA & ASSOCIATES NONE | Other fees; Direct payment from the plan Service code 50 | 3841 SWEETWATER ROAD BONITA, CA 91902 | $6K |
| STATE STREET BANK & TRUST COMPANY EIN 13-6058836 NONE | Custodial (securities); Other fees; Investment management fees paid indirectly by plan; Direct payment from the plan Service code 19 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,743 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,017 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 7,760 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 437 | $1.1M |
| Dental | AETNA LIFE INSURANCE CO. | 437 | $1.1M |
| Vision | AETNA LIFE INSURANCE CO. | 437 | $1.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 7,802 | $3.0M |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 3,023 | $1.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 7,802 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,802 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.