No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE INC EIN 23-7391136 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Float revenue; Other services; Direct payment from the plan Service code 12 | — | $210K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $31K |
| BASIL CASTROVINCI ASSOCIATES INC EIN 13-2831500 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $26K |
| GORLICK, KRAVITZ & LISTHAUS, PC EIN 13-3790829 NONE | Legal; Direct payment from the plan Service code 29 | — | $21K |
| SENECA CONSULTING, INC. EIN 11-3422414 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $6K |
| WORKFORCE ASSISTANCE PROGRAM EIN 82-3812273 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $6K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE | Other commissions; Direct payment from the plan; Securities brokerage; Other fees; Other services Service code 33 | — | $50 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 51 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 254 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 200 | $36K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 202 | $188K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 200 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.